TRICARE Prime vs TRICARE Select: Side-by-Side Comparison | TRICARE.com
TRICARE Prime is a managed-care HMO with a primary care manager and the lowest costs but strict referral rules. TRICARE Select is a self-managed PPO-style plan
Overview
TRICARE Prime is a managed-care HMO with a primary care manager and the lowest costs but strict referral rules. TRICARE Select is a self-managed PPO-style plan with no PCM and no referrals required, but higher out-of-pocket costs. Active duty service members must use Prime; everyone else can choose. This guide compares them side by side.