TRICARE FAQ Index: Find Answers Fast | TRICARE.com

This FAQ Index serves as a central hub for navigating the most common questions regarding TRICARE military health insurance. It is organized by category to help you find quick answers on eligibility, plan specifics, and administrative procedures.

*Note: TRICARE.com is an independent reference site and is not an official government platform. For official policy and enrollment, visit TRICARE.mil.*

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### General Enrollment & Eligibility - [How do I enroll in TRICARE?](/faq/how-to-enroll) - [How to add a newborn to TRICARE](/faq/adding-newborn-tricare) - [TRICARE eligibility for adult children (Young Adult)](/faq/tricare-young-adult-eligibility) - [Coverage for former spouses](/faq/former-spouse-coverage) - [How to update DEERS information](/faq/update-deers) - [What is a Qualifying Life Event (QLE)?](/faq/qualifying-life-events) - [Changing plans during Open Season](/faq/open-season-rules)

### Plans & Costs - [TRICARE Prime vs. Select: Core Differences](/faq/prime-vs-select) - [What is the 2026 Catastrophic Cap?](/faq/catastrophic-cap-explained) - [How TRICARE For Life works with Medicare](/faq/tricare-for-life-faq) - [TRICARE Reserve Select (TRS) for National Guard](/faq/reserve-select-basics) - [Understanding Point-of-Service (POS) charges](/faq/point-of-service-fees) - [Explanation of 2026 enrollment fees](/faq/2026-enrollment-fees)

### Coverage & Benefits - [Does TRICARE cover dental for retirees?](/faq/does-tricare-cover-dental) - [Mental health and counseling coverage](/faq/mental-health-benefits) - [Coverage for Chiropractic care](/faq/chiropractic-coverage-rules) - [How to get prescriptions via Express Scripts](/faq/pharmacy-benefit-guide) - [Emergency room vs. Urgent care visits](/faq/emergency-vs-urgent-care) - [Does TRICARE cover weight loss surgery?](/faq/bariatric-surgery-coverage) - [Maternity care and delivery costs](/faq/tricare-maternity-guide)

### Regional & Contractor Info - [Contacting Humana Military (East Region)](/contractors/humana-military) - [Contacting TriWest Healthcare Alliance (West Region)](/contractors/triwest) - [How to file a claim overseas with International SOS](/faq/overseas-claims-isos) - [Moving from East to West region](/faq/moving-between-regions) - [Finding a network provider near you](/faq/find-network-provider)

### Glossary of Terms - [Active Duty Family Member (ADFM)](/glossary/adfm) - [Allowed Amount](/glossary/allowed-amount) - [Beneficiary Categories (Group A vs Group B)](/glossary/beneficiary-groups) - [Copayment](/glossary/copayment) - [Deductible](/glossary/deductible) - [Primary Care Manager (PCM)](/glossary/primary-care-manager)

## Tips for finding what you need - **Use the Search Bar:** If you have a specific condition or medication in mind, the search bar at the top of the page is the fastest way to find targeted articles. - **Check Your Group:** Many costs and rules depend on whether you (or your sponsor) joined the military before or after January 1, 2018 (Group A vs. Group B). Always verify your group before looking at fee tables. - **Region Matters:** Remember that the West Region is now managed by TriWest as of 2025. Ensure you are looking at the correct contractor for your current duty station or residence. - **QLE Timelines:** Most enrollment changes must be made within 90 days of a Qualifying Life Event (like marriage, birth, or retirement). Do not wait for Open Season if you have a life change now.