TRICARE Wellness & Preventive Programs (2026 Guide) | TRICARE.com

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## Quick answer TRICARE provides a wide range of wellness and health promotion services at no additional cost to beneficiaries, including clinical preventive exams, tobacco cessation tools, and weight management programs. While active duty service members access these through their military clinics, retirees and family members can utilize civilian network providers or regional programs offered by Humana Military (East) and TriWest (West).

Details

TRICARE wellness programs are centered on "Health Promotion and Disease Prevention" (HP&DP). Unlike many private insurance plans that may charge a copay for lifestyle coaching, most TRICARE-covered wellness clinical services have a **$0 out-of-pocket cost** when provided by a network provider, even for those on TRICARE Select.

### 1. Clinical Preventive Services TRICARE covers 100% of the cost for authorized preventive services when you see a network provider. For 2026, these include: * **Annual Wellness Exams:** One "Health Promotion and Disease Prevention" exam per year for beneficiaries age 6 and older. * **Cancer Screenings:** Mammograms, colonoscopies, and pap smears based on age and risk factors. * **Immunizations:** All CDC-recommended vaccines (Flu, COVID-19, Shingles, etc.). * **Breastfeeding Support:** Coverage for breast pumps, supplies, and lactation counseling sessions.

### 2. Tobacco Cessation (Quit Tobacco) Available to all non-Medicare eligible beneficiaries. TRICARE covers: * **Prescriptions:** Smoking cessation drugs (like Chantix or Zyban) and Nicotine Replacement Therapy (NRT) via the TRICARE Mail Order Pharmacy at $0 copay (2026 rates). * **Counseling:** Individual and group tobacco cessation counseling when provided by a TRICARE-authorized provider.

### 3. Weight Management and Nutrition TRICARE does not generally cover "lifestyle" programs like Weight Watchers or Noom. However, it covers clinical interventions: * **Nutritional Counseling:** Covered if you have a medical condition like diabetes, high blood pressure, or obesity (elevated BMI). * **Medical Services:** If a doctor deems it medically necessary, office visits to discuss weight management are covered. * **Regional Initiatives:** * **East Region (Humana Military):** Offers online health coaching and "Choose to Lose" toolkits. * **West Region (TriWest):** Provides digital health modules and self-paced wellness programs through their member portal.

### 4. Disease Management For those with chronic conditions like asthma, heart failure, or diabetes, the regional contractors provide specialized support: * **Personal Care Coordinators:** Assigned to help manage complex appointments and medications. * **Education Programs:** Available through TriWest and Humana Military to help patients understand their diagnosis and avoid ER visits.

### 5. Active Duty Specific Programs Active Duty Service Members (ADSMs) have access to the **Total Force Fitness** framework. This includes on-base Wellness Centers (often called "Be Well" or "Health Promotion" offices) which offer body composition testing (BOD POD), sleep hygiene classes, and stress management workshops that are not always available to civilian-based retirees.

## Who this affects * **Active Duty Service Members (ADSMs):** Full access to military clinic programs and TRICARE Prime wellness benefits. * **Active Duty Family Members (ADFMs):** $0 copays for all preventive services and access to contractor-led wellness tools. * **Retirees & Survivors:** Covered for clinical screenings; those on TRICARE For Life (Medicare-wraparound) use Medicare as the primary source for wellness visits. * **National Guard & Reserve:** Members on TRICARE Reserve Select (TRS) receive the same preventive service coverage as active duty families.

## Sources * **TRICARE.mil:** [Preventive Services Overview](https://tricare.mil/HealthWellness/Preventive) * **Humana Military (East):** [Health & Wellness Programs](https://www.humanamilitary.com/beneficiary/health-and-wellness) * **TriWest Healthcare Alliance (West):** [Healthy Living Resources](https://www.triwest.com/en/beneficiary/wellness-and-prevention/) * **Defense Health Agency (DHA):** [Tobacco Cessation Benefit](https://tricare.mil/HealthWellness/HealthyLiving/QuitTobacco)