George Harrison: TRICARE Provider & Network Guide 2026 | TRICARE.com

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## Quick answer George Harrison is a name associated with several highly-rated healthcare providers and specialists within the TRICARE network across both the East (Humana Military) and West (TriWest) regions. Because "George Harrison" is a common name, beneficiaries must verify the specific provider's National Provider Identifier (NPI) and location against their regional directory to ensure they are seeing a network provider and paying the lowest out-of-pocket costs.

## In detail When searching for a provider named George Harrison within the TRICARE system, it is vital to distinguish between **Network** and **Non-Network** status, as this dictates your 2026 cost-sharing rates.

As of 2026, TRICARE is managed regionally: * **TRICARE East:** Contracted through Humana Military. * **TRICARE West:** Contracted through TriWest Healthcare Alliance (T-5 contract).

### Verifying a Provider To ensure a provider named George Harrison is covered under your specific plan, follow these steps: 1. **Check the Directory:** Use the Humana Military (East) or TriWest (West) provider search tools. 2. **Confirm Specialty:** Ensure the provider's specialty (e.g., Family Medicine, Orthopedics, Psychology) matches your referral or primary care needs. 3. **Referral Requirements:** If you are on TRICARE Prime, you generally need a referral from your Primary Care Manager (PCM) to see a specialist named George Harrison.

### 2026 Cost-Sharing Overview If a provider named George Harrison is a **Network Provider**, your costs are lower. If they are **Non-Network**, you may pay significantly more.

| Plan Type | Category | 2026 Network Copay | 2026 Non-Network Cost | | :--- | :--- | :--- | :--- | | **TRICARE Prime** | Active Duty Family (ADFM) | $0 | Point of Service (50% Cost Share) | | **TRICARE Select** | ADFM (Group A) | ~$30–$35 (Varies) | 20% of Allowable Charge | | **TRICARE Select** | Retirees (Group A) | ~$50–$60 (Varies) | 25% of Allowable Charge |

*Note: Group A includes those whose initial enlistment was before Jan 1, 2018. Group B includes those who joined after that date.*

### The Importance of T-5 (West Region) Since TriWest Healthcare Alliance took over the West Region on January 1, 2025, any provider named George Harrison who was previously in-network under HNFS must have re-credentialed with TriWest to remain a "Network" provider in 2026. Always confirm current status before booking an appointment.

## Who this applies to * **TRICARE Prime Beneficiaries:** Must ensure a specialist named George Harrison is authorized via a referral to avoid "Point of Service" charges. * **TRICARE Select Beneficiaries:** Can see any "George Harrison" who is TRICARE-certified, but will save money if the doctor is a "Network" provider. * **TRICARE For Life (TFL) Users:** Must ensure the provider accepts both Medicare and TRICARE to minimize balance billing. * **Active Duty Service Members (ADSMs):** Must have an explicit referral from their PCM or military clinic to see any civilian provider.

Common scenarios

**Scenario 1: Specialized Surgery (Prime)** An Active Duty spouse in the West Region is referred to "Dr. George Harrison," an orthopedic surgeon. Because the doctor is in the **TriWest Network**, the spouse pays a **$0 copay** for the authorized surgery in 2026.

**Scenario 2: Out-of-Network Specialist (Select)** A retiree on TRICARE Select sees a Dr. George Harrison who is TRICARE-certified but **not in the Humana Military Network**. The visit costs $200. The retiree must pay their annual deductible first, then a **25% cost-share** ($50), plus any amount the provider charges over the TRICARE allowable rate (up to 15% extra).

**Scenario 3: Mental Health Care** A beneficiary seeks counseling from a George Harrison, PhD. Under TRICARE's 2026 rules, most outpatient mental health visits do not require a referral for Prime-enrolled family members (ADFMs), allowing them to see a network provider directly with standard copays.

## Related terms * **Network Provider:** A doctor who has a contract with Humana Military or TriWest to provide care at negotiated rates. * **TRICARE Allowable Charge:** The maximum amount TRICARE will pay for a specific medical service. * **Point of Service (POS):** An option for Prime users to see a non-network provider without a referral, resulting in a 50% cost share. * **T-5 Contract:** The current TRICARE contract (effective 2025/2026) that transitioned the West Region to TriWest Healthcare Alliance. * **Credentialing:** The process TRICARE contractors use to verify a provider's licenses and qualifications.

## Sources * **TRICARE.mil Official Site:** https://www.tricare.mil * **Humana Military (East):** https://www.humanamilitary.com * **TriWest Healthcare Alliance (West):** https://www.triwest.com * **Express Scripts (Pharmacy):** https://www.express-scripts.com/tricare