TRICARE Plans Overview & Navigation Index | TRICARE.com

TRICARE offers a variety of health insurance plans tailored to a service member's status (Active Duty, Retired, Guard/Reserve) and geographic location. This index provides a centralized directory to help you navigate the specific details, costs, and eligibility requirements for each TRICARE program.

*Disclaimer: TRICARE.com is an independent reference site and is not an official government or Department of Defense website. For official policy and enrollment, please visit TRICARE.mil.*

## What you'll find here This directory organizes TRICARE information by plan types, beneficiary categories, life events, and regional management. It is designed to help you quickly locate deep-dive guides on costs, coverage rules, and enrollment instructions.

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### Core TRICARE Plans - [TRICARE Prime](/plans/prime) – The HMO-style option primarily for Active Duty. - [TRICARE Select](/plans/select) – The PPO-style option offering more provider flexibility. - [TRICARE For Life](/plans/for-life) – Wrap-around coverage for those with Medicare Parts A and B. - [TRICARE Reserve Select](/plans/reserve-select) – Premium-based plan for qualified Selected Reserve members. - [TRICARE Retired Reserve](/plans/retired-reserve) – Coverage for "gray area" retirees under age 60. - [TRICARE Young Adult](/plans/young-adult) – Extension coverage for adult children up to age 26. - [TRICARE Overseas](/plans/overseas) – Coverage options for those stationed or living outside the U.S. - [US Family Health Plan](/plans/us-family-health-plan) – Prime option through local not-for-profit healthcare systems.

### Eligibility & Life Events - [Adding a Newborn](/life-events/adding-newborn) – How to register a child in DEERS. - [Getting Married](/life-events/marriage) – Updating your status and choosing a plan. - [Retiring from Active Duty](/life-events/retirement) – Transitioning from Prime to retiree options. - [Separating from Service](/life-events/separating) – Understanding TAMP and CHCBP. - [Moving with TRICARE](/life-events/moving) – Transferring enrollment between East and West regions. - [Divorce and TRICARE](/life-events/divorce) – Rules for former spouses and biological children. - [Turning 65](/life-events/turning-65) – The transition to Medicare and TRICARE For Life. - [Disability & TRICARE](/life-events/disability) – Coverage for medically retired service members.

### Costs & Comparison - [2026 Monthly Premiums](/costs/2026-premiums) – Current rates for Reserve and Young Adult plans. - [Plan Comparison Tool](/compare/all-plans) – Side-by-side view of Prime vs. Select. - [Catastrophic Cap Explained](/costs/catastrophic-cap) – Maximum out-of-pocket limits for 2026. - [Point-of-Service Fees](/costs/point-of-service) – The cost of seeing a provider without a referral. - [Group A vs. Group B](/costs/groups-explained) – How your enlistment date affects your costs. - [TRICARE Pharmacy Costs](/costs/pharmacy) – 2026 copays for retail and home delivery.

### Regional Contractors & Tools - [TRICARE East (Humana Military)](/contractors/humana-military) – Serving the Eastern United States. - [TRICARE West (TriWest)](/contractors/triwest) – New contractor for the Western United States as of 2025. - [Express Scripts](/contractors/express-scripts) – Managing the TRICARE Pharmacy program. - [International SOS](/contractors/isos) – Support for members located overseas. - [Find a Doctor](/tools/find-provider) – Searching for network providers in your region. - [DEERS Self-Service](/tools/deers-guide) – How to update your information in the MilConnect portal.

### Frequently Asked Questions - [Is TRICARE considered "minimum essential coverage"?](/faq/minimum-essential-coverage) - [Does TRICARE cover dental and vision?](/faq/dental-vision-coverage) - [How do I get a referral for a specialist?](/faq/referrals-and-authorizations) - [Why did my TRICARE region change?](/faq/region-consolidation) - [How do I file a claim manually?](/faq/filing-claims) - [What is the TRICARE Open Season?](/faq/open-season-dates)

## Tips for finding what you need - **Check Your Group:** Knowing if you are Group A (enlisted before 2018) or Group B (enlisted 2018 or later) is essential for accurate cost estimates. - **Use the Glossary:** If terms like "Allowable Charge" or "Network Provider" are confusing, visit our [Glossary page](/glossary). - **Search by Life Event:** Most plan changes are triggered by Qualifying Life Events (QLEs); use our Life Events section to find the specific rules for your situation. - **Regional News:** Check the regional contractor pages (Humana Military or TriWest) for the latest updates on network changes in your specific state.