TRICARE Arkansas: Plans, Providers, and East Region Info | TRICARE.com

*Disclaimer: TRICARE.com is an independent reference site and is not the official TRICARE program or a government agency. For official policy and the most up-to-date program information, visit TRICARE.mil.*

## TRICARE in Arkansas Arkansas is part of the **TRICARE East Region**. Comprehensive health care coverage for beneficiaries in the state is managed by the regional contractor, **Humana Military**. Use of the East Region network ensures lower out-of-pocket costs for the state's thousands of active duty members, retirees, and their families.

## Major military installations Arkansas is home to several critical military assets across multiple branches. The primary installations include:

* **Little Rock Air Force Base (LRAFB)** – Jacksonville (Air Force) * **Camp Joseph T. Robinson** – North Little Rock (Army National Guard) * **Fort Chaffee Joint Maneuver Training Center** – Fort Smith (Army National Guard) * **Ebbing Air National Guard Base** – Fort Smith (Air National Guard) * **Pine Bluff Arsenal** – Pine Bluff (Army)

## Plans available in Arkansas The following TRICARE plans are available to eligible beneficiaries residing in Arkansas for the 2026 plan year:

| Plan Name | Eligibility | Best For | | :--- | :--- | :--- | | **TRICARE Prime** | Active Duty, Retirees | Managed care with a Primary Care Manager (PCM), primarily near LRAFB. | | **TRICARE Select** | Active Duty families, Retirees | Maximum flexibility to choose any TRICARE-authorized provider. | | **TRICARE Reserve Select (TRS)** | Selected Reserve | Low-cost premium-based plan for qualified National Guard/Reserve members. | | **TRICARE Retired Reserve (TRR)** | Retired Reserve | For "gray area" retirees under age 60. | | **TRICARE For Life (TFL)** | Medicare-eligible | Wraparound coverage for those with Medicare Part A and B. | | **TRICARE Young Adult (TYA)** | Adult Children | For unmarried children ages 21–26 who are not otherwise eligible. |

*Note: The US Family Health Plan (USFHP) is not currently available in Arkansas.*

## Finding care in Arkansas Because Arkansas is in the East Region, beneficiaries should use the **Humana Military Provider Directory** to find network doctors, specialists, and hospitals.

* **Network vs. Non-Network:** In cities like Little Rock, Fayetteville, and Fort Smith, there is a robust network of civilian providers. Using a network provider results in lower 2026 copayments. If you see a non-network provider, you will likely pay higher shares and may have to file your own claims. * **Direct Care:** Beneficiaries near Little Rock Air Force Base may receive care at the 19th Medical Group. However, specialty care is often referred to civilian networks in the Little Rock metropolitan area. * **Telehealth:** Humana Military offers several telehealth options for Arkansas residents, including Doctor on Demand and Telemynd (for behavioral health), which are particularly useful for those in rural parts of the Ozarks or the Delta.

Common questions for Arkansas beneficiaries

**How do I transfer my TRICARE coverage if I am PCSing to Little Rock AFB?** Once you have arrived in Arkansas, update your address in the Defense Enrollment Eligibility Reporting System (DEERS). Because you are staying within the East Region (or moving from the West), you can contact Humana Military to assign or select a new Primary Care Manager (PCM) in the Jacksonville/Little Rock area.

**I am an Arkansas National Guard member; which plan do I use?** Most Arkansas National Guard members on drill status are eligible for **TRICARE Reserve Select (TRS)**. If you are called to active duty service for more than 30 days, you and your family will transition to TRICARE Prime or Select for the duration of your orders.

**Does Arkansas Medicaid work with TRICARE?** Yes. By law, TRICARE is the secondary payer to most other health insurance plans, but it is the primary payer to Medicaid. Arkansas Medicaid (or "Arkansas Health and Opportunity for Me" / ARHOME) is considered the payer of last resort.

## Sources * TRICARE East Region Contractor: [HumanaMilitary.com](https://www.humanamilitary.com/) * Official TRICARE Plan Finder: [TRICARE.mil/Plans](https://www.tricare.mil/Plans) * Defense Enrollment Eligibility Reporting System: [idco.dmdc.osd.mil/idco/](https://idco.dmdc.osd.mil/idco/) * 19th Medical Group - Little Rock AFB: [littlerock.tricare.mil](https://littlerock.tricare.mil/)