TRICARE Arkansas & Little Rock AFB Guide | TRICARE.com

*TRICARE.com is an independent reference site and is not the official TRICARE program or the Department of Defense. For official policy and the most current data, visit TRICARE.mil.*

## TRICARE in Arkansas Arkansas is part of the **TRICARE East Region**. Comprehensive health care services for military families in the state are managed by the regional contractor, **Humana Military**. With Little Rock Air Force Base serving as a major hub for medical readiness, beneficiaries across the state have access to a robust network of civilian providers and military treatment facilities.

## Major military installations While Little Rock Air Force Base is the central focus for active-duty medical care, Arkansas hosts several key military sites:

* **Little Rock Air Force Base (LRAFB):** Located in Jacksonville (Pulaski County). Home to the 19th Airlift Wing and the primary MTF for the region. * **Fort Chaffee Joint Maneuver Training Center:** Located near Fort Smith; a major Army National Guard training site. * **Camp Robinson:** Located in North Little Rock; serves as the headquarters for the Arkansas National Guard. * **Pine Bluff Arsenal:** Located in Pine Bluff; an Army installation focused on specialized manufacturing and logistics.

## Plans available in Arkansas Beneficiaries in Arkansas can choose from several plans depending on their service status and location. Most retirees and active-duty family members in the Little Rock area opt for Prime for lower costs or Select for more provider flexibility.

| Plan Name | Eligibility | Notes | | :--- | :--- | :--- | | **TRICARE Prime** | Active Duty, Retirees, Families | Managed care with a Primary Care Manager (PCM); standard at LRAFB. | | **TRICARE Select** | Active Duty Families, Retirees | PPO-style plan; allows you to see any network provider without a referral. | | **TRICARE Reserve Select** | National Guard/Reserve | Premium-based plan for qualified (non-active) Guard and Reserve members. | | **TRICARE Retired Reserve** | Retired Guard/Reserve | For gray-area retirees under age 60. | | **TRICARE For Life** | Medicare-eligible | Wraparound coverage for those with Medicare Part A and B. | | **TRICARE Young Adult** | Adult children 21–26 | Available in Prime or Select formats. |

*Note: The US Family Health Plan (USFHP) is not currently available in Arkansas.*

## Finding care in Arkansas For those stationed at or living near **Little Rock Air Force Base**, the **19th Medical Group** is the primary point of care for active-duty members. Families and retirees can also seek care at the MTF on a space-available basis or utilize the civilian network.

* **Provider Directory:** To find off-base doctors, specialists, or behavioral health providers in Little Rock, Fayetteville, or Fort Smith, use the [Humana Military Provider Locator](https://www.humanamilitary.com). * **Network vs. Non-Network:** Using a "Network" provider reduces your out-of-pocket costs (2026 rates apply). Non-network providers may charge up to 15% above the TRICARE allowable charge. * **Pharmacy:** Express Scripts handles home delivery and retail pharmacy scripts. The LRAFB pharmacy is the most cost-effective option for maintenance medications. * **Telehealth:** Humana Military offers several "Telemynd" or "Doctor on Demand" options for Arkansas residents, which is particularly useful for those living in rural areas outside the Little Rock metro.

Common questions for Arkansas beneficiaries

**How do I transfer care when PCSing to Little Rock AFB?** Once you have arrived in Arkansas, update your address in DEERS. You can then contact Humana Military to switch your enrollment from your previous region (likely TriWest if coming from the West) to the East region. If you are Active Duty, you must coordinate with the 19th Medical Group for PCM assignment.

**Can I use the UAMS Medical Center in Little Rock?** Yes. The University of Arkansas for Medical Sciences (UAMS) is a major healthcare provider in the state. Many UAMS specialists are part of the Humana Military network, but always verify your specific doctor’s network status before scheduling an appointment to avoid higher Select copays or Prime point-of-service charges.

**Does Arkansas TRICARE coverage include National Guard members?** Yes. Because Arkansas has a significant National Guard presence (Camp Robinson and Fort Chaffee), many residents utilize **TRICARE Reserve Select (TRS)**. TRS provides comprehensive coverage for Guard members when they are not on active-duty orders for more than 30 days.

## Sources * **TRICARE.mil:** Official plan descriptions and eligibility [https://www.tricare.mil](https://www.tricare.mil) * **Humana Military:** East Region contractor site [https://www.humanamilitary.com](https://www.humanamilitary.com) * **19th Medical Group - Little Rock AFB:** Facility information [https://littlerock.tricare.mil](https://littlerock.tricare.mil) * **Express Scripts:** Pharmacy benefit management [https://militaryrx.express-scripts.com](https://militaryrx.express-scripts.com)