TRICARE Connecticut: New London & Groton Military Health Guide

*Disclaimer: TRICARE.com is an independent reference site and is not the official TRICARE program or affiliated with the Department of Defense. For official policy and beneficiary records, visit TRICARE.mil.*

## TRICARE in Connecticut Connecticut is located in the **TRICARE East Region**. Comprehensive health care services for military families in the state are managed by **Humana Military**, the regional contractor. The state’s military healthcare landscape is heavily centered around the Groton/New London area, home to a significant naval presence and the Coast Guard Academy.

## Major military installations While Connecticut is a smaller state, it hosts critical strategic assets, primarily concentrated in the southeastern "Submarine Capital of the World."

* **Naval Submarine Base New London (USN)** – Groton * **U.S. Coast Guard Academy (USCG)** – New London * **Bradley Air National Guard Base (ANG)** – East Granby * **Camp Nett at Niantic (ARNG)** – Niantic * **Coast Guard Station New London (USCG)** – New London

## Plans available in Connecticut Beneficiaries in Connecticut can choose from several plans depending on their status and location. Notably, parts of Connecticut are within the service area for the **US Family Health Plan (USFHP)** via Brighton Marine.

| Plan | Best For | | :--- | :--- | | **TRICARE Prime** | Active duty and families near Groton/New London; managed care with a Primary Care Manager (PCM). | | **TRICARE Select** | Maximum flexibility to see any network or non-network provider without a referral. | | **TRICARE Reserve Select** | Qualified Selected Reserve members and their families. | | **TRICARE Retired Reserve** | Retired reserve members under age 60 and their families. | | **TRICARE For Life** | Dual-eligible beneficiaries (Medicare and TRICARE). | | **TRICARE Young Adult** | Unmarried children (ages 21–26) of eligible sponsors. | | **US Family Health Plan** | An additional Prime option offered through Brighton Marine for those living in southern/coastal CT. |

## Finding care in Connecticut For those stationed at **Naval Submarine Base (SUBASE) New London**, primary care is typically managed through the **Naval Branch Health Clinic Groton**.

* **Network Providers:** Use the Humana Military [Provider Directory](https://www.humanamilitary.com/beneficiary/find-a-provider) to find civilian doctors in the TRICARE East network. * **US Family Health Plan:** If enrolled in USFHP, you must use the Brighton Marine provider network rather than the standard military or Humana network. * **Telehealth:** 2026 rates for telehealth follow the same cost-shares as in-person office visits. You can access urgent care via the Military Health System (MHS) Nurse Advice Line or through Humana-contracted telehealth platforms like Doctor On Demand.

Common questions for Connecticut beneficiaries

**I am PCSing to SUBASE New London. When should I switch my enrollment?** You should contact Humana Military as soon as you arrive in Connecticut to update your DEERS address and request a PCM at the Naval Branch Health Clinic Groton (if Prime). Do not disenroll from your previous region until you have arrived.

**Does TRICARE work with Connecticut HUSKY Health (Medicaid)?** Yes. If you have both TRICARE and HUSKY Health, TRICARE pays first and Medicaid acts as the payer of last resort. This is common for some families with special needs who qualify for state-level assistance.

**Can I use the Coast Guard Academy clinic if I am Navy?** Generally, active duty personnel are assigned to the clinic associated with their specific command. However, the Naval Branch Health Clinic Groton serves as the primary medical hub for the majority of DoD beneficiaries in the New London area.

## Sources * [Humana Military (TRICARE East)](https://www.humanamilitary.com/) * [Naval Branch Health Clinic Groton](https://new-london.tricare.mil/) * [Brighton Marine (USFHP Connecticut)](https://www.usfhp.net/) * [TRICARE.mil Plan Finder](https://www.tricare.mil/Plans/PlanFinder)