TRICARE Georgia: Fort Eisenhower & East Region Guide | TRICARE.com

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## TRICARE in Georgia Georgia is located within the **TRICARE East Region**. Since January 1, 2025, health care services for beneficiaries in this region are managed by **Humana Military**. Beneficiaries in Georgia—particularly those at Fort Eisenhower—rely on a robust network of military treatment facilities (MTFs) and private sector civilian providers to maintain readiness and health.

## Major military installations Georgia is home to a significant military presence across multiple branches. The most prominent installations include:

* **Fort Eisenhower (formerly Fort Gordon):** Army - Augusta * **Fort Moore (formerly Fort Benning):** Army - Columbus * **Fort Stewart:** Army - Hinesville * **Hunter Army Airfield:** Army - Savannah * **Robins Air Force Base:** Air Force - Warner Robins * **Moody Air Force Base:** Air Force - Valdosta * **Marine Corps Logistics Base Albany:** USMC - Albany * **Naval Submarine Base Kings Bay:** Navy - St. Marys

## Plans available in Georgia Georgia residents have access to the following TRICARE plans, depending on their duty status and location:

| Plan | Best For | | :--- | :--- | | **TRICARE Prime** | Active duty and families living near MTFs (like Eisenhower Army Medical Center). Lower out-of-pocket costs. | | **TRICARE Select** | PPO-style plan for families and retirees; allows more choice of civilian doctors without a referral. | | **TRICARE Reserve Select (TRS)** | Qualified members of the Selected Reserve and their families. | | **TRICARE Retired Reserve (TRR)** | Qualified retired Reserve members under age 60. | | **TRICARE For Life (TFL)** | Medicare-wraparound coverage for military retirees age 65+. | | **TRICARE Young Adult (TYA)** | Adult children up to age 26 who are not otherwise eligible for their own employer insurance. |

*Note: The US Family Health Plan (USFHP) is generally not available in Georgia as it is restricted to specific designated areas in the Northeast, Southeast (Florida/Gulf Coast), and West.*

## Finding care in Georgia ### Fort Eisenhower Focus For those stationed at Fort Eisenhower, the primary hub for care is the **Eisenhower Army Medical Center (EAMC)**. If you are enrolled in TRICARE Prime, your Primary Care Manager (PCM) will likely be located at EAMC.

### Civilian Network If you are using TRICARE Select or are a Prime enrollee referred to town, you must use the **Humana Military Provider Directory** to find "Network" providers. * **Network Providers:** Using these minimizes your out-of-pocket costs (2026 rates apply). * **Non-Network / Non-Participating:** These providers may charge up to 15% above the TRICARE allowable charge, which you will be responsible for.

### Telehealth TRICARE beneficiaries in Georgia can access telehealth services through Humana Military's partnership with platforms like Doctor On Demand. Specialized behavioral health services are also available via telehealth, which is a popular option for those living in rural areas outside of Augusta or Savannah.

Common questions for Georgia beneficiaries

**Will my care change if I move from Fort Eisenhower to Fort Moore?** Because both installations are in Georgia and within the East Region, your contractor remains Humana Military. However, you must update your address in DEERS and, if you are on TRICARE Prime, you will need to transfer your enrollment to a new Primary Care Manager at the Fort Moore medical facility.

**How does TRICARE interact with Georgia Medicaid?** By law, TRICARE is the secondary payer to most other health insurance plans, but it is the primary payer to Medicaid. If you are eligible for both in Georgia, TRICARE pays first and Medicaid acts as the payer of last resort.

**Where do I fill prescriptions at Fort Eisenhower?** Beneficiaries can fill prescriptions at the Eisenhower Army Medical Center pharmacy for a $0 copay. For medications not stocked at the base, you can use the Express Scripts home delivery service or a local retail pharmacy like CVS, Walgreens, or Publix, though retail pharmacy copays for the 2026 plan year will apply.

## Sources * TRICARE East Region Contractor: [HumanaMilitary.com](https://www.humanamilitary.com/) * Official TRICARE Site: [TRICARE.mil](https://www.tricare.mil/) * Eisenhower Army Medical Center: [eisenhower.tricare.mil](https://eisenhower.tricare.mil/) * Pharmacy Benefit Manager: [Express-Scripts.com](https://www.express-scripts.com/tricare)