TRICARE Hawaii: Marine Corps Base Hawaii Guide | TRICARE.com

*Note: TRICARE.com is an independent reference site and is not an official government platform. For official policy, enrollment, and claims, visit TRICARE.mil.*

## TRICARE in Hawaii Hawaii is part of the **TRICARE West Region**. As of January 1, 2025, the regional contractor for the West is **TriWest Healthcare Alliance**, which replaced Health Net Federal Services (HNFS). Beneficiaries in Hawaii, including those at Marine Corps Base Hawaii (MCBH), manage their healthcare through TriWest’s provider network and the various military treatment facilities across the islands.

## Major military installations Hawaii is a critical strategic hub for all service branches. The largest installations include:

* **Marine Corps Base Hawaii (MCBH):** Kaneohe Bay, Oahu * **Joint Base Pearl Harbor-Hickam:** Honolulu/Pearl City, Oahu * **Schofield Barracks:** Wahiawa, Oahu * **Tripler Army Medical Center:** Honolulu, Oahu * **Pohakuloa Training Area:** Hilo, Hawaii (Big Island) * **Pacific Missile Range Facility Barking Sands:** Kekaha, Kauai

## Plans available in Hawaii Beneficiaries residing in Hawaii have access to the following TRICARE plans:

| Plan Name | Eligibility | Best For | | :--- | :--- | :--- | | **TRICARE Prime** | Active Duty and families in Prime Service Areas | Managed care with a Primary Care Manager (PCM), usually at an MTF like Tripler. | | **TRICARE Select** | Active Duty families and Retirees | More flexibility in choosing providers; requires meetig a deductible. | | **TRICARE Reserve Select** | Qualified Guard and Reserve members | Monthly premium-based plan for non-active duty reservists. | | **TRICARE Retired Reserve** | Retired Reserve members under age 60 | Premium-based coverage for "Gray Area" retirees. | | **TRICARE Young Adult** | Unmarried children (ages 21–26) | Standard or Prime options for adult children of eligible sponsors. | | **TRICARE For Life** | Retirees with Medicare Part A & B | Wraparound coverage for those who are Medicare-eligible. |

*Note: The US Family Health Plan (USFHP) is NOT currently available in Hawaii.*

## Finding care in Hawaii Because Hawaii is a chain of islands, healthcare access is concentrated on Oahu. If you are stationed at **Marine Corps Base Hawaii (MCBH)**, your primary point of care is typically the **Branch Medical Clinic at Kaneohe Bay**. For specialty care or inpatient services, many members are referred to **Tripler Army Medical Center** in Honolulu.

* **Provider Directory:** Use the [TriWest Healthcare Alliance Provider Directory](https://www.triwest.com) to find civilian network providers on Oahu, Maui, Kauai, and the Big Island. * **Network vs. Non-Network:** Using a "Network" provider will result in lower out-of-pocket costs and no need to file your own claims. * **Telehealth:** Given the geographical isolation of some islands, TRICARE offers robust telehealth options. You can use the TRICARE Nurse Advice Line (1-800-TRICARE) 24/7 or schedule virtual appointments through TriWest’s approved telehealth partners.

Common questions for Hawaii beneficiaries

**What happens if I need care on a neighbor island?** If you live on a neighbor island (like Maui or Kauai) where there is no military hospital, you will likely use TRICARE Select or Prime Remote. You will seek care from civilian network providers managed by TriWest. Travel reimbursement may be available for Prime enrollees if specialty care is required on Oahu and unavailable locally.

**Can I use civilian pharmacies in Hawaii?** Yes. While MTF pharmacies are the most cost-effective, you can use the **Express Scripts** network. Major chains like CVS (Longs Drugs), Safeway, and Walgreens are typically in-network. For **2026 rates**, check the TRICARE.mil website for current pharmacy copays.

**How do I transfer my enrollment when PCSing to MCBH?** Do not disenroll from your previous region. Once you arrive in Hawaii and your orders are processed in DEERS, contact TriWest Healthcare Alliance or visit the TRICARE website to "Update Enrollment" to the West Region.

## Sources * **TRICARE West Region (TriWest):** [https://www.triwest.com](https://www.triwest.com) * **Tripler Army Medical Center:** [https://tripler.tricare.mil](https://tripler.tricare.mil) * **Marine Corps Base Hawaii (MCBH):** [https://www.mcbhawaii.marines.mil](https://www.mcbhawaii.marines.mil) * **TRICARE Official Site:** [https://www.tricare.mil](https://www.tricare.mil)