TRICARE Hawaii & Schofield Barracks: 2026 Guide | TRICARE.com

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## TRICARE in Hawaii Hawaii is part of the **TRICARE West Region**. As of January 1, 2025, the regional contractor providing administrative services and network management is **TriWest Healthcare Alliance**, which replaced Health Net Federal Services (HNFS). Beneficiaries in Hawaii, particularly those near Schofield Barracks, generally receive their primary care within the Military Treatment Facility (MTF) infrastructure or through a robust network of civilian providers on Oahu.

## Major military installations Hawaii is a critical strategic hub, hosting major installations across multiple branches on the island of Oahu: * **Schofield Barracks** (Army) – Wahiawa/Central Oahu * **Joint Base Pearl Harbor-Hickam** (Navy/Air Force) – Honolulu/Aiea * **Marine Corps Base Hawaii (MCBH)** (Marine Corps) – Kaneohe Bay * **Tripler Army Medical Center** (Army/Joint Medical) – Honolulu * **Wheeler Army Airfield** (Army) – Central Oahu * **Pohakuloa Training Area** (Army) – Island of Hawaii (Big Island) * **Pacific Missile Range Facility Barking Sands** (Navy) – Kauai

## Plans available in Hawaii Beneficiaries in Hawaii have access to the following TRICARE plans:

| Plan Name | Eligibility | Resident Specifics | | :--- | :--- | :--- | | **TRICARE Prime** | Active Duty, Family, Retirees | Managed care; primary care usually at MTFs like Desmond T. Doss Health Clinic. | | **TRICARE Select** | Active Duty Family, Retirees | PPO-style plan; allows use of network or non-network civilian doctors. | | **TRICARE Reserve Select** | National Guard/Reserve | Premium-based plan for qualified "gray area" or drilling members. | | **TRICARE Retired Reserve** | Retired Reservists | For retired members under age 60. | | **TRICARE For Life** | Medicare-eligible retirees | Wraparound coverage for those with Medicare Part A and B. | | **TRICARE Young Adult** | Adult children under 26 | Available in Prime or Select formats. |

*Note: The US Family Health Plan (USFHP) is **not** currently available in Hawaii.*

## Finding care in Hawaii For those stationed at or living near **Schofield Barracks**, primary care is centered at the **Desmond T. Doss Health Clinic (DDHC)**. If you are enrolled in TRICARE Prime and the MTF cannot provide the required specialty care, you will be referred to **Tripler Army Medical Center** or a civilian network provider.

To find civilian care: 1. **Provider Directory:** Use the TriWest Healthcare Alliance West Region directory to locate "Network" providers to keep out-of-pocket costs at 2026 rates. 2. **Specialty Care:** Active duty members always require a referral for specialty care. Prime retirees/families require referrals for most specialty services to avoid Point-of-Service (POS) charges. 3. **Telehealth:** Hawaii residents have access to various telehealth options. Check with TriWest or Express Scripts (for pharmacy-related consultations) for the current 2026 list of approved telemental health and urgent care video platforms.

Common questions for Hawaii beneficiaries

**How does Hawaii’s high cost of living affect TRICARE?** While TRICARE copays and cost-shares are standard across the U.S. (e.g., a 2026 Select copay is the same in Honolulu as it is in Dallas), the "non-network" providers in Hawaii may charge more than the TRICARE Allowed Amount. Residents are strongly encouraged to use **Network Providers** to avoid balance billing.

**I am PCSing to Schofield Barracks. When do I switch my TRICARE?** You should update your address in DEERS as soon as you arrive. Because Hawaii is in the West Region, if you are moving from an East Region state (like North Carolina or Georgia), you must proactively contact **TriWest Healthcare Alliance** to enroll in your new region.

**Does TRICARE cover inter-island travel for medical care?** If you are stationed on a neighbor island (Maui, Kauai, Big Island) and specialty care is not available locally, the Prime Travel Benefit may cover travel expenses to Oahu for referred care. This typically requires the care to be more than 100 miles from your primary location.

## Sources * **TRICARE West Region (TriWest):** [triwest.com](https://www.triwest.com) * **Desmond T. Doss Health Clinic:** [schofield.tricare.mil](https://schofield.tricare.mil) * **Tripler Army Medical Center:** [tripler.tricare.mil](https://tripler.tricare.mil) * **Official TRICARE Plan Finder:** [tricare.mil/plans](https://tricare.mil/plans)