TRICARE Maryland: Fort Meade & East Region Guide | TRICARE.com

All of Maryland, including the Anne Arundel County area surrounding Fort Meade, is located in the **TRICARE East Region**. Comprehensive care for military families in this region is managed by the regional contractor, **Humana Military**, which coordinates network providers and specialist referrals.

*Note: TRICARE.com is an independent reference site and is not the official TRICARE program. For official policy and the most current enrollment figures, visit [TRICARE.mil](https://www.tricare.mil).*

## TRICARE in Maryland Maryland is a high-density military state situated entirely within the TRICARE East Region. Since January 1, 2025, Humana Military has served as the sole regional contractor for this area. Residents benefit from a robust network of both military treatment facilities (MTFs) and private sector providers, particularly in the Baltimore-Washington corridor where Fort Meade is a central hub for medical services.

## Major military installations Maryland is home to several critical installations across all branches of service:

* **Fort George G. Meade (Army):** Located in Anne Arundel County (Odenton/Laurel). * **Joint Base Andrews (Air Force):** Located in Prince George's County (Camp Springs). * **Naval Support Activity Bethesda / Walter Reed (Navy):** Located in Bethesda. * **Aberdeen Proving Ground (Army):** Located in Harford County (Aberdeen). * **Patuxent River Naval Air Station (Navy):** Located in St. Mary's County. * **U.S. Naval Academy (Navy):** Located in Annapolis. * **Fort Detrick (Army):** Located in Frederick.

## Plans available in Maryland Beneficiaries in Maryland have access to a wide variety of plans depending on their status and location. Notably, Maryland is one of the few states where the **US Family Health Plan (USFHP)** is a significant option.

| Plan Name | Best For... | Key Detail | | :--- | :--- | :--- | | **TRICARE Prime** | Active duty and local retirees | Managed care with a Primary Care Manager (PCM), usually at an MTF like Kimbrough Ambulatory Care Center. | | **TRICARE Select** | Those wanting more flexibility | PPO-style plan; allows you to see any network provider without a referral. | | **US Family Health Plan** | Families & Retirees | Managed by **Johns Hopkins US Family Health Plan** in Maryland; you cannot use MTFs if enrolled in this plan. | | **TRICARE Reserve Select** | Qualified Guard/Reserve | Premium-based plan for "drilling" members and their families. | | **TRICARE For Life** | Retirees with Medicare Parts A & B | Wraparound coverage that acts as secondary payer to Medicare. | | **TRICARE Young Adult** | Adult children (ages 21–26) | Available in Prime or Select formats for those not otherwise eligible for employer coverage. |

## Finding care in Maryland Beneficiaries near Fort Meade often receive primary care at **Kimbrough Ambulatory Care Center**, though Kimbrough is an outpatient-only facility. For inpatient care or complex specialties, patients are often referred to **Walter Reed National Military Medical Center** in Bethesda or civilian network hospitals like Johns Hopkins or University of Maryland Medical Center.

* **Provider Directory:** To find local civilian doctors, use the [Humana Military Provider Locator](https://www.humanamilitary.com/beneficiary/find-a-provider). * **Network vs. Non-Network:** In Maryland’s competitive medical market, using a "Network" provider significantly reduces out-of-pocket costs (2026 rates apply). * **Telehealth:** Humana Military offers robust telehealth options for Maryland residents, including mental health services that do not require a referral for active duty family members.

Common questions for Maryland beneficiaries

**I’m PCSing to Fort Meade; how do I switch my coverage?** You should not disenroll from your current region until you arrive. Once you have a Maryland address, you can update your information in DEERS and then contact Humana Military (East Region) to transfer your enrollment. If you are moving from the West Region, your coverage will officially transition from TriWest to Humana Military.

**Can I see a doctor at Johns Hopkins using TRICARE?** Yes, but how you do it depends on your plan. Under TRICARE Select, you can see any Johns Hopkins provider who accepts TRICARE. Under TRICARE Prime, you need a referral. Alternatively, you can enroll in the **US Family Health Plan through Johns Hopkins Medicine**, which makes their network your primary source of care.

**Does Maryland Medicaid (Medical Assistance) work with TRICARE?** Yes. By law, TRICARE pays first and Medicaid is the payer of last resort. If you are "dual-eligible" in Maryland, ensure your providers have information for both Humana Military and Maryland Medical Assistance.

## Sources * Humana Military (East Region Contractor): [humanamilitary.com](https://www.humanamilitary.com) * TRICARE Official Site: [tricare.mil](https://www.tricare.mil) * Johns Hopkins US Family Health Plan: [hopkinsusfhp.org](https://www.hopkinsusfhp.org) * Kimbrough Ambulatory Care Center: [kimbrough.tricare.mil](https://kimbrough.tricare.mil)