TRICARE Maryland: Joint Base Andrews & East Region Guide | TRICARE.com

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## TRICARE in Maryland Maryland is located in the **TRICARE East Region**. Since January 1, 2025, the regional contractor responsible for managing the network, claims, and referrals in this area is **Humana Military**. Beneficiaries in Maryland, particularly those centered around the high-density National Capital Region (NCR), often have access to both a robust network of civilian providers and some of the premier military treatment facilities (MTFs) in the world.

## Major military installations Maryland is home to several critical military installations that serve as the primary hubs for TRICARE Prime enrollment and military medical care:

* **Joint Base Andrews (JBA):** (Air Force/Navy/Army) - Camp Springs/Clinton. Home to the 316th Medical Group. * **Fort Meade:** (Army) - Anne Arundel County. Home to the Kimbrough Ambulatory Care Center. * **Bethesda (Walter Reed NMMC):** (Navy/Multi-service) - Bethesda. One of the largest military hospitals in the U.S. * **Fort Detrick:** (Army) - Frederick. Home to the Barquist Army Health Clinic. * **Aberdeen Proving Ground:** (Army) - Aberdeen. Home to the Kirk U.S. Army Health Clinic. * **NAS Patuxent River:** (Navy) - St. Mary's County. * **U.S. Naval Academy:** (Navy) - Annapolis.

## Plans available in Maryland Residents of Maryland have access to the following 2026 TRICARE plans, depending on their duty status and location:

| Plan Type | Description | | :--- | :--- | | **TRICARE Prime** | Managed care option; primary care usually at MTFs like Malcolm Grow (JBA) or Walter Reed. | | **TRICARE Select** | PPO-style plan allowing visits to any TRICARE-authorized provider (highest cost-shares). | | **US Family Health Plan (USFHP)** | A unique Prime option managed by Johns Hopkins Medicine in MD. | | **TRICARE Reserve Select** | Premium-based plan for qualified Selected Reserve members. | | **TRICARE For Life** | Secondary coverage for those with Medicare Part A and B. | | **TRICARE Young Adult** | For adult children (21–25) who have aged out of regular coverage. |

**Note on USFHP:** Maryland is one of the few states where beneficiaries can choose the **US Family Health Plan through Johns Hopkins Medicine**. If you enroll in USFHP, you receive all your care through the Johns Hopkins network and cannot use military hospitals or clinics except for emergencies.

## Finding care in Maryland Because of the proximity to Washington D.C., Maryland has a high density of TRICARE-authorized providers. To find a civilian doctor:

1. **Use the East Region Directory:** Visit the Humana Military provider search tool to locate "Network" providers to keep your out-of-pocket costs at the 2026 rates. 2. **Point of Service:** If you are on TRICARE Prime and see a civilian provider without a referral (except for urgent care in many cases), you will incur high "Point of Service" fees. 3. **Telehealth:** Humana Military offers robust telehealth options through Doctor On Demand and other platform partners. Many Maryland-based civilian groups like MedStar or Johns Hopkins offer their own proprietary telehealth portals that accept TRICARE.

Common questions for Maryland beneficiaries

**Is Malcolm Grow Medical Clinics and Surgery Center the only option at Joint Base Andrews?** While Malcolm Grow (316th Medical Group) is the primary MTF for those stationed at JBA, the National Capital Region is an "Enhanced Multi-Service Market." This means TRICARE Prime enrollees may be referred to Walter Reed NMMC (Bethesda) or Fort Belvoir (Virginia) for specialty care not available at Andrews.

**Can I use Maryland Medicaid and TRICARE together?** Yes. TRICARE is always the primary payer and Medicaid is the payer of last resort. If you are eligible for both, you must inform your providers so they can bill TRICARE first.

**What happens if I PCS from Maryland to a West Region state?** If you move to a state like Colorado or California, you will transition from **Humana Military** (East) to **TriWest Healthcare Alliance** (West). You must update your address in DEERS and contact TriWest to transfer your enrollment; your coverage does not move automatically.

## Sources * Humana Military (TRICARE East Contractor): [humanamilitary.com](https://www.humanamilitary.com) * TRICARE.mil National Capital Region info: [tricare.mil/ncr](https://www.tricare.mil/ncr) * Johns Hopkins US Family Health Plan: [hopkinsusfhp.org](https://www.hopkinsusfhp.org) * 316th Medical Group (Joint Base Andrews): [andrews.tricare.mil](https://andrews.tricare.mil)