TRICARE Missouri: Plans, Bases, and Network Providers | TRICARE.com

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## TRICARE in Missouri Missouri is part of the **TRICARE East Region**. Comprehensive health care services for military members and their families in the state are managed by the regional contractor, **Humana Military**. Beneficiaries in Missouri have access to a robust network of civilian providers as well as high-quality care at Military Treatment Facilities (MTFs) located at the state’s major installations.

## Major military installations Missouri is home to several critical military installations across different branches:

* **Fort Leonard Wood (Army):** Located in Pulaski County (near St. Robert/Waynesville), this is a major training center and home to the General Leonard Wood Army Community Hospital (GLWACH). * **Whiteman Air Force Base (Air Force):** Located near Knob Noster, this is the home of the B-2 Spirit stealth bomber and the 509th Bomb Wing. * **Rosecrans Air National Guard Base (Air Guard):** Located in St. Joseph. * **Jefferson Barracks (National Guard/VA):** Located in St. Louis, it serves a large population of National Guard members and retirees. * **Marine Corps Mobilization Command (Marines):** Located in Kansas City.

## Plans available in Missouri Missouri residents have access to several TRICARE plan options depending on their status (Active Duty, National Guard, or Retiree).

| Plan Type | Eligibility/Description | | :--- | :--- | | **TRICARE Prime** | Managed care option for Active Duty and families near installations (Fort Leonard Wood/Whiteman). | | **TRICARE Select** | PPO-style plan allowing beneficiaries to see any authorized provider; no referrals required. | | **TRICARE Reserve Select (TRS)** | Premium-based plan for qualified members of the Selected Reserve and their families. | | **TRICARE Retired Reserve (TRR)** | Premium-based plan for qualified retired Reserve members under age 60. | | **TRICARE For Life (TFL)** | Wrap-around coverage for those with Medicare Part A and B. | | **TRICARE Young Adult (TYA)** | Option for adult children who have aged out of regular TRICARE coverage. |

*Note: The US Family Health Plan (USFHP) is generally NOT available in Missouri.*

## Finding care in Missouri Beneficiaries can find care through two primary avenues: Military Treatment Facilities and the Civilian Provider Network.

1. **Direct Care:** If you are enrolled in Prime near a base, your primary point of care is likely **General Leonard Wood Army Community Hospital** or the **509th Medical Group at Whiteman**. 2. **Civilian Network:** Use the [Humana Military Provider Directory](https://www.humanamilitary.com) to find "Network" providers. In major metros like St. Louis, Kansas City, and Springfield, there are deep networks. Using a network provider ensures lower out-of-pocket costs and no need to file your own claims. 3. **Telehealth:** Humana Military offers robust telehealth options for Missouri residents, including mental health services through providers like Doctor On Demand.

Common questions for Missouri beneficiaries

**I am PCSing to Fort Leonard Wood; what do I do first?** As soon as you arrive, update your address in DEERS. If you are on TRICARE Prime, you must contact Humana Military to transfer your enrollment to the East Region (if coming from the West) and choose a new Primary Care Manager (PCM) at the base hospital.

**Can I use TRICARE at BJC HealthCare or Saint Luke’s?** Yes, many major health systems in St. Louis (BJC) and Kansas City (Saint Luke’s) participate in the TRICARE network. However, always verify that the specific specialist you are visiting is a "Network" provider via the Humana Military directory to avoid higher TRICARE Select "Non-Network" deductibles.

**Does Missouri Medicaid work with TRICARE?** Yes. If you are dual-eligible for TRICARE and Missouri MO HealthNet (Medicaid), TRICARE is always the primary payer. MO HealthNet is the payer of last resort and may cover remaining out-of-pocket costs.

## Sources * [TRICARE East - Humana Military](https://www.humanamilitary.com/) * [General Leonard Wood Army Community Hospital](https://leonard-wood.tricare.mil/) * [Whiteman Air Force Base Medical Services](https://whiteman.tricare.mil/) * [TRICARE.mil Plan Finder](https://www.tricare.mil/Plans/PlanFinder)