TRICARE Nebraska: Plans & Network Providers (2026) | TRICARE.com

## TRICARE in Nebraska Nebraska is part of the **TRICARE West Region**. Since January 1, 2025, the regional contractor providing managed care and network management is **TriWest Healthcare Alliance** (replacing the previous contractor, Health Net Federal Services). Residents in Nebraska transition between urban healthcare hubs like Omaha and rural remote areas, requiring a mix of Prime and Remote plan options depending on their distance from military installations.

*Note: TRICARE.com is an independent reference site and is not the official TRICARE program or the Department of Defense. For official policy and enrollment, visit TRICARE.mil.*

## Major military installations The military presence in Nebraska is dominated by the Strategic Command and significant Air Force operations, particularly in the eastern part of the state.

* **Offutt Air Force Base** – Air Force (Bellevue/Omaha) * **Nebraska National Guard Headquarters** – Joint (Lincoln) * **Camp Ashland** – Army National Guard (Ashland) * **Greenlief Training Site** – Army National Guard (Hastings)

## Plans available in Nebraska Beneficiaries in Nebraska have access to the standard suite of TRICARE programs, though your specific location in the state (proximity to Offutt AFB) determines your eligibility for Prime.

| Plan | Best For | | :--- | :--- | | **TRICARE Prime** | Active duty and retirees near Offutt AFB or Lincoln. Most care is managed through a Primary Care Manager (PCM). | | **TRICARE Select** | Those who want to choose their own doctor and don't mind higher out-of-pocket costs. No referrals required for most services. | | **TRICARE Reserve Select (TRS)** | Qualified selected reserve members and their families; requires a monthly premium (2026 rates vary by year). | | **TRICARE For Life (TFL)** | Dual-eligible beneficiaries (Medicare and TRICARE); serves as a secondary payer to Medicare. | | **TRICARE Young Adult** | Unmarried adult children (ages 21–26) who have aged out of regular TRICARE coverage. | | **TRICARE Retired Reserve** | Retired reserve members under age 60 and their families. |

*Note: The **US Family Health Plan (USFHP)** is not currently available in Nebraska.*

## Finding care in Nebraska Because Nebraska has large rural stretches, your "Finding Care" strategy depends on your location:

1. **Military Treatment Facilities (MTFs):** The **55th Medical Group** at Offutt AFB is the primary hub for military medicine in the state. 2. **The TriWest Network:** In 2026, beneficiaries should use the **TriWest Healthcare Alliance Provider Directory** to find "Network" providers. Network providers have agreed to TRICARE's contracted rates and will file claims for you. 3. **Non-Network Providers:** If you use a non-network provider, you will likely pay higher cost-shares and may need to file your own claims. 4. **Telehealth:** TriWest offers a robust telehealth network for Nebraska residents, which is particularly useful for those in the western or central parts of the state far from Bellevue or Lincoln. Specialty mental health care is a frequent use case for telehealth in rural NE.

Common questions for Nebraska beneficiaries

### What happens if I move from Offutt AFB to a rural part of Nebraska? If you move more than 50 miles (or a one-hour drive) from Offutt AFB, you may no longer be eligible for TRICARE Prime. You will likely transition to **TRICARE Prime Remote** (if still active duty) or **TRICARE Select**. You must update your address in DEERS immediately to ensure your coverage remains active during the move.

### Can I use the VA Nebraska-Western Iowa Health Care System? While the VA and TRICARE are separate, some TRICARE beneficiaries who are also veterans may use VA facilities. However, for standard TRICARE Prime or Select benefits, you must ensure the provider is part of the TriWest network to avoid significant out-of-pocket expenses.

### Does Nebraska Medicaid (Heritage Health) work with TRICARE? Yes. If you have both TRICARE and Nebraska Medicaid, **TRICARE pays first** and Medicaid is the payer of last resort. Always inform your providers of both coverages to ensure proper billing.

## Sources * **TRICARE West Region (TriWest):** [https://www.triwest.com/](https://www.triwest.com/) * **Offutt AFB 55th Medical Group:** [https://offutt.tricare.mil/](https://offutt.tricare.mil/) * **TRICARE Official Site:** [https://www.tricare.mil/](https://www.tricare.mil/) * **DEERS (MilConnect):** [https://milconnect.dmdc.osd.mil/](https://milconnect.dmdc.osd.mil/)