TRICARE Nevada: NAS Fallon & West Region Guide | TRICARE.com

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## TRICARE in Nevada Nevada is part of the TRICARE **West Region**. As of January 1, 2025, the regional contractor for Nevada is **TriWest Healthcare Alliance**, which replaced Health Net Federal Services (HNFS). Beneficiaries in Silver State locations like Fallon, Reno, and Las Vegas now utilize TriWest’s network for referrals, authorizations, and provider searches.

## Major military installations While Nevada is known for its vast ranges, it is home to several high-tempo installations that drive the local TRICARE network:

* **Naval Air Station (NAS) Fallon:** Home to the Naval Aviation Warfighting Development Center (TOPGUN) in Fallon, Churchill County. * **Nellis Air Force Base:** A major combat training center located in North Las Vegas. * **Creech Air Force Base:** The center of remotely piloted aircraft operations, located in Indian Springs. * **Nevada National Security Sites:** Various satellite facilities supporting Department of Energy and DOD missions across the state.

## Plans available in Nevada Active duty members, retirees, and their families in Nevada have access to several plan types depending on their location and status:

| Plan Type | Eligibility/Details | | :--- | :--- | | **TRICARE Prime** | Managed care option available near NAS Fallon and Nellis AFB. Mandatory for Active Duty. | | **TRICARE Prime Remote** | Available for those stationed in rural Nevada counties away from major bases. | | **TRICARE Select** | PPO-style plan with more flexibility to choose providers (no referrals required for most services). | | **TRICARE Reserve Select (TRS)** | Premium-based plan for qualified National Guard and Reserve members. | | **TRICARE Retired Reserve (TRR)** | Premium-based plan for retired Guard/Reserve members under age 60. | | **TRICARE For Life (TFL)** | Wrap-around coverage for those with Medicare Part A and B. | | **TRICARE Young Adult (TYA)** | For adult children (21–25) who have aged out of standard coverage. |

## Finding care in Nevada Beneficiaries in Nevada must use the **TriWest Healthcare Alliance** provider directory to find network doctors, hospitals, and specialists.

* **NAS Fallon Focus:** Most primary care at NAS Fallon is handled at the Naval Branch Health Clinic Fallon. For specialty care not available on-base, TRICARE Prime members will likely be referred to providers in the Fallon or Reno areas. * **Network vs. Non-Network:** Using a "Network" provider with TRICARE Select reduces your out-of-pocket costs. If you see a "Non-Network" provider, you may have to pay up-front and file your own claims. * **Telehealth:** Nevada beneficiaries have robust access to telehealth via TriWest. This is particularly useful for those in rural Churchill or Lyon counties needing behavioral health services or minor urgent care. * **Pharmacy:** Prescriptions can be filled at base pharmacies (Fallon/Nellis) for $0, or via **Express Scripts** home delivery and retail network pharmacies.

Common questions for Nevada beneficiaries

**I am PCSing to NAS Fallon. When should I enroll?** You should update your address in DEERS first. Once settled, contact TriWest to transfer your enrollment to the West Region. Because Fallon is a "Prime Service Area" (PSA), most family members opt for TRICARE Prime to minimize costs, though TRICARE Select is a popular choice for those wanting to use private doctors in Reno.

**Does Nevada Medicaid (Nevada Check Up) work with TRICARE?** Yes. TRICARE is always the primary payer before Medicaid. If you are eligible for both, TRICARE pays first, and Nevada Medicaid acts as the payer of last resort.

**What happens if I need specialty care in Fallon?** Because NAS Fallon is a smaller installation, complex specialty care is often referred to the Reno/Sparks medical hub, roughly an hour away. Ensure your TriWest authorization is on file before driving to Reno for a specialist appointment to avoid "Point of Service" charges.

## Sources 1. **TriWest Healthcare Alliance (West Region Contractor):** [triwest.com](https://www.triwest.com/en/beneficiary/) 2. **TRICARE.mil Plan Finder:** [tricare.mil/plans](https://www.tricare.mil/plans) 3. **NAS Fallon Branch Health Clinic:** [fallon.tricare.mil](https://fallon.tricare.mil/) 4. **Express Scripts Pharmacy:** [militaryrx.express-scripts.com](https://militaryrx.express-scripts.com/)