TRICARE New Hampshire: Plans, Contractors, and Providers | TRICARE.com

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## TRICARE in New Hampshire New Hampshire is located in the **TRICARE East Region**. Comprehensive health care coverage for New Hampshire beneficiaries is managed by **Humana Military**, the regional contractor responsible for provider networks and authorizations across the Eastern United States. While the state is home to limited active-duty installations, it has a robust network of civilian providers and National Guard personnel.

## Major military installations New Hampshire’s military presence is anchored by the Portsmouth Naval Shipyard and a strong National Guard infrastructure. * **Portsmouth Naval Shipyard** (Navy) – Kittery, ME/Portsmouth, NH * **Pease Air National Guard Base** (Air Force/National Guard) – Portsmouth * **New Hampshire National Guard Joint Force Headquarters** (Army/Air Reserve) – Concord * **New Boston Space Force Station** (Space Force) – New Boston

## Plans available in New Hampshire Eligible beneficiaries in New Hampshire can enroll in the following plans based on their status and location:

| Plan Name | Best For... | | :--- | :--- | | **TRICARE Prime** | Active duty and tiers near Prime Service Areas (mostly near Portsmouth). | | **TRICARE Select** | Those who want to manage their own specialty care without referrals. | | **TRICARE Reserve Select** | Qualified Selected Reserve members and their families. | | **TRICARE Retired Reserve** | Retired Reserve members under age 60 and their families. | | **TRICARE For Life** | Medicare-wraparound coverage for those with Medicare Parts A & B. | | **TRICARE Young Adult** | Unmarried children (ages 21–26) who have aged out of regular TRICARE. | | **US Family Health Plan (USFHP)** | A Prime option available in parts of Southern NH via **Martin’s Point Health Care**. |

*Note: New Hampshire is part of the service area for the **US Family Health Plan** provided by Martin’s Point Health Care, which offers additional benefits at no extra cost to many residents in the southern half of the state.*

## Finding care in New Hampshire Beneficiaries in New Hampshire can find care through civilian networks or military treatment facilities (MTFs). Given the geographical layout of the state, many residents in the Seacoast region utilize the **66th Medical Squadron** clinic at Hanscom AFB (MA) or the **Naval Branch Health Clinic Portsmouth**.

1. **Provider Directory:** Use the Humana Military East Region provider search tool to locate "Network" providers. Choosing a network provider results in lower out-of-pocket costs. 2. **US Family Health Plan:** If you live in a qualifying zip code in Southern New Hampshire, you can opt into Martin’s Point USFHP for local civilian care. 3. **Telehealth:** 2026 TRICARE policies allow for extensive telehealth services. For non-emergency mental health or routine care, utilize the Humana Military online portal to find authorized teletide providers. 4. **Pharmacy:** Prescriptions can be filled via Express Scripts Home Delivery, at military pharmacies, or at retail chain pharmacies like Walgreens or CVS (verify current network status at TRICARE.mil).

Common questions for New Hampshire beneficiaries

**I am PCSing to Portsmouth Naval Shipyard. How do I switch my coverage?** As soon as you arrive in New Hampshire, update your address in DEERS. Since you are staying in the East Region (if moving from another East state), you can call Humana Military or use the Beneficiary Web Enrollment (BWE) tool to update your primary care manager (PCM).

**Does TRICARE New Hampshire coordinate with Medicaid?** Yes. By law, TRICARE is the secondary payer to most other health insurance plans, including New Hampshire Medicaid. If you are dually eligible, providers must bill New Hampshire Medicaid last.

**What is the "US Family Health Plan" in Southern New Hampshire?** In many NH zip codes, you have the option to choose Martin’s Point Health Care as your TRICARE Prime provider. This allows you to use their specific network of high-quality civilian doctors and hospitals instead of the standard military network.

## Sources * Humana Military (East Region Contractor): [humanamilitary.com](https://www.humanamilitary.com/) * TRICARE East Plan Finder: [tricare.mil/Plans/PlanFinder](https://tricare.mil/Plans/PlanFinder) * Martin’s Point US Family Health Plan: [martinspoint.org](https://martinspoint.org/plans/us-family-health-plan) * Defense Enrollment Eligibility Reporting System (DEERS): [idco.dmdc.osd.mil/idco/](https://idco.dmdc.osd.mil/idco/)