TRICARE New Hampshire: Plans, Providers & Guard Info | TRICARE.com

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## TRICARE in New Hampshire New Hampshire is part of the **TRICARE East Region**. Comprehensive health care services for New Hampshire beneficiaries are managed by **Humana Military**, the regional contractor. While New Hampshire has a smaller active-duty footprint than its neighbors, it maintains a robust network of civilian providers and National Guard facilities to support the state’s military population.

## New Hampshire National Guard Hq and Major Installations Military activity in New Hampshire is primarily centered around National Guard operations and the historic Portsmouth Naval Shipyard.

* **New Hampshire National Guard Hq (State Military Reservation):** Concord, NH (Army/Air National Guard). * **Pease Air National Guard Base:** Portsmouth/Portsmouth International Airport (157th Air Refueling Wing). * **Portsmouth Naval Shipyard:** Kittery, ME / Portsmouth, NH (U.S. Navy). * **New Boston Space Force Station:** New Boston, NH (U.S. Space Force).

## Plans available in New Hampshire Depending on your status (Active Duty, Guard/Reserve, or Retiree), the following plans are available in New Hampshire for 2026:

| Plan | Best For | | :--- | :--- | | **TRICARE Prime** | Active duty members and families near Pease or Portsmouth who prefer managed care with no out-of-pocket costs. | | **TRICARE Select** | Those who want to choose their own doctors and don't mind paying annual deductibles and copays (2026 rates vary by Group A/B status). | | **TRICARE Reserve Select (TRS)** | Qualified National Guard and Reserve members (e.g., those drilling at NH National Guard Hq). | | **TRICARE Retired Reserve (TRR)** | Retired Reserve members under age 60. | | **TRICARE For Life (TFL)** | Dual-eligible military retirees who have Medicare Part A and B. | | **TRICARE Young Adult** | Adult children (ages 21–25) who are not eligible for their own employer-sponsored coverage. | | **US Family Health Plan (USFHP)** | Available in parts of New Hampshire through **Martin’s Point Health Care**. This is a Prime option using a civilian network. |

## Finding care in New Hampshire Because New Hampshire does not have a large Military Treatment Facility (MTF) with an inpatient hospital (most care at Pease is outpatient/clinic-based), most beneficiaries utilize the civilian network.

1. **Provider Directory:** Use the **Humana Military East Region Provider Search** to find network doctors in Manchester, Concord, Nashua, or the Seacoast. 2. **Network vs. Non-Network:** Using a "Network" provider keeps your out-of-pocket costs lower. If you see a non-network provider, you will likely pay higher TRICARE Select cost-shares and may need to file your own claims. 3. **US Family Health Plan:** Many Granite Staters choose **Martin's Point Health Care** for USFHP coverage. If you enroll in USFHP, you must receive all non-emergency care through the Martin's Point network rather than the standard TRICARE civilian network. 4. **Telehealth:** Humana Military offers several telehealth options for New Hampshire residents, including Doctor On Demand and specialized mental health services which are particularly useful for those in rural Coos or Grafton counties.

Common questions for New Hampshire beneficiaries

**I am a member of the NH National Guard in Concord; which plan am I eligible for?** If you are in a drilling status (Selected Reserve), you are likely eligible for **TRICARE Reserve Select (TRS)**. This is a premium-based plan. If you are called to active duty for more than 30 days, you and your family transition to TRICARE Prime or Select (active duty status).

**Does TRICARE work with New Hampshire Medicaid?** Yes. By law, TRICARE is the secondary payer to most other health insurance plans, but it is the **primary payer** to Medicaid. If you have both, the provider must bill TRICARE first.

**Can I use the Portsmouth Naval Shipyard clinic if I live in Manchester?** Yes, but depending on your plan (Prime vs. Select), you may need a referral. The shipyard clinic primarily serves active duty assigned to the base and their families. Many retirees in southern NH find it more convenient to use the TRICARE civilian network or Martin's Point.

## Sources * TRICARE East Regional Contractor: [HumanaMilitary.com](https://www.humanamilitary.com/) * Official TRICARE Plan Finder: [TRICARE.mil/Plans](https://www.tricare.mil/Plans/PlanFinder) * Martin's Point US Family Health Plan: [MartinsPoint.org](https://martinspoint.org/shop-plans/us-family-health-plan) * New Hampshire Adjutant General's Department: [New Hampshire National Guard](https://www.nh.gov/adjutantgeneral/)