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TRICARE New York: Fort Hamilton & East Region Guide | TRICARE.com

TRICARE New York: Fort Hamilton & East Region Guide | TRICARE.com

Comprehensive guide to TRICARE in New York for 2026, covering Fort Hamilton, West Point, and Fort Drum. Learn about Humana Military, USFHP, and plan options.

TRICARE New York: Fort Hamilton & East Region Guide

New York is located in the **TRICARE East Region**. Comprehensive health coverage for New York service members and their families is managed by the regional contractor, **Humana Military**.

*Note: TRICARE.com is an independent reference site and is not the official TRICARE program or a government agency. For official policy and enrollment, visit [TRICARE.mil](https://www.tricare.mil).*

## TRICARE in New York New York falls under the TRICARE East Region, where Humana Military manages the provider network and claims processing. While the state features several large installations, beneficiaries in the New York City metropolitan area, particularly those near **Fort Hamilton**, often have access to unique managed care options like the US Family Health Plan (USFHP) in addition to standard Prime and Select options.

## Major military installations New York is home to several critical military hubs across multiple branches:

* **Fort Hamilton (Army):** Located in Brooklyn, NYC. * **Fort Drum (Army):** Located near Watertown in the North Country. * **West Point / U.S. Military Academy (Army):** Located in the Hudson Valley. * **Watervliet Arsenal (Army):** Located near Albany. * **Stratton Air National Guard Base (Air Force):** Located in Schenectady. * **Hancock Field Air National Guard Base (Air Force):** Located in Syracuse. * **Niagara Falls Air Reserve Station (Air Force):** Located in Niagara Falls.

## Plans available in New York Beneficiaries in New York can choose from several plans depending on their status and location:

| Plan | Best For | New York Availability | | :--- | :--- | :--- | | **TRICARE Prime** | Active Duty & families wanting managed care | Statewide (standard PCM model) | | **US Family Health Plan (USFHP)** | Families & retirees in NYC/Long Island/Lower Hudson | Available through **Saint Vincent’s HealthCare** | | **TRICARE Select** | Those who want to choose any network provider | Statewide | | **TRICARE Reserve Select** | Qualified Selected Reserve members | Statewide | | **TRICARE Retired Reserve** | Retired Reserve members under age 60 | Statewide | | **TRICARE For Life** | Dual-eligible for TRICARE and Medicare | Statewide | | **TRICARE Young Adult** | Adult children 21–26 who meet requirements | Statewide (Prime or Select options) |

## Finding care in New York Beneficiaries in New York have several ways to access medical services:

1. **Military Treatment Facilities (MTFs):** Those stationed at Fort Drum or West Point will typically seek primary care at the base clinic (e.g., Guthrie Ambulatory Health Clinic or Keller Army Community Hospital). 2. **Fort Hamilton Care:** Because Fort Hamilton does not have a major inpatient hospital, most beneficiaries there utilize the **US Family Health Plan** or the Humana Military network of civilian providers in the NYC area. 3. **Network Providers:** You can use the [Humana Military Provider Directory](https://www.humanamilitary.com) to find civilian doctors in New York who accept TRICARE. 4. **Telehealth:** TRICARE covers secure video conferencing for many services. In New York, this is often facilitated through **Doctor On Demand** or **Telemynd** (for behavioral health), provided they are within the Humana Military network.

Common questions for New York beneficiaries

**I am PCSing to Fort Hamilton. Where is the nearest military hospital?** Fort Hamilton has a clinic for active duty, but it does not have a full-service military hospital on-site. Most family members use the US Family Health Plan (Saint Vincent’s) or TRICARE Prime/Select with civilian providers in Brooklyn, Staten Island, or Manhattan.

**Can I use New York Medicaid and TRICARE simultaneously?** Yes, but TRICARE is always the primary payer. Medicaid is the payer of last resort and will only pay after TRICARE has paid its portion.

**Does TRICARE cover the tolls or travel for care in NYC?** Generally, No. Unless you are an Active Duty Service Member on orders or traveling more than 100 miles for specialty care specifically authorized under the Prime Travel Benefit, daily commuting costs for medical care are not reimbursed.

## Sources * [TRICARE East Region - Humana Military](https://www.humanamilitary.com) * [US Family Health Plan - Saint Vincent’s HealthCare](https://www.usfhp.net) * [Fort Drum Guthrie Ambulatory Health Clinic](https://guthrie.tricare.mil) * [Keller Army Community Hospital (West Point)](https://keller.tricare.mil)