TRICARE North Carolina: Seymour Johnson AFB Guide | TRICARE.com

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**Short Answer:** North Carolina is part of the **TRICARE East Region**. All TRICARE services in the state, including those for Seymour Johnson AFB, are managed by **Humana Military**. Beneficiaries at Seymour Johnson AFB primarily use the 4th Medical Group for care or the Humana Military network for civilian services in Goldsboro and the surrounding Wayne County area.

## TRICARE in North Carolina North Carolina is located within the **TRICARE East Region**. Since the implementation of the T-5 contract, **Humana Military** serves as the sole regional contractor responsible for managing the provider network, processing claims, and authorizing specialty care. The state has one of the highest military populations in the country, supported by a robust network of Military Treatment Facilities (MTFs) and civilian "Network" providers.

## Major military installations North Carolina is home to several massive installations across multiple branches:

* **Seymour Johnson AFB** (Air Force) – Goldsboro * **Fort Liberty** (formerly Fort Bragg, Army) – Fayetteville * **Camp Lejeune** (Marine Corps) – Jacksonville * **MCAS Cherry Point** (Marine Corps) – Havelock * **MCAS New River** (Marine Corps) – Jacksonville * **Coast Guard Base Elizabeth City** (Coast Guard) – Elizabeth City

## Plans available in North Carolina Residents in the Seymour Johnson AFB area and throughout North Carolina can choose from several plans based on their duty status and location.

| Plan | Best For | Typical Fees (2026) | | :--- | :--- | :--- | | **TRICARE Prime** | Active Duty & families near bases | $0 out-of-pocket for ADSMs | | **TRICARE Select** | Those wanting more flexibility in doctors | Annual deductible and per-visit copays | | **TRICARE Reserve Select** | Qualified National Guard/Reserve | Monthly premiums apply | | **TRICARE For Life** | Retirees with Medicare Part A & B | No enrollment fees; acts as secondary payer | | **TRICARE Young Adult** | Adult children under age 26 | Monthly premiums (varies by Prime/Select) |

*Note: The **US Family Health Plan (USFHP)** is not currently available in the state of North Carolina; beneficiaries must use the standard TRICARE Prime or Select options.*

## Finding care in North Carolina For those stationed at **Seymour Johnson AFB**, the primary point of care is the **4th Medical Group**. If the base clinic cannot provide the necessary service, or if you are enrolled in TRICARE Select, you will use the Humana Military provider directory.

* **Network Providers:** These doctors have an agreement with Humana Military to charge contracted rates. You will pay lower out-of-pocket costs and they file claims for you. * **Non-Network Providers:** These providers do not have a contract. If they are "Participating," they accept the TRICARE allowable charge. If they are "Non-Participating," they can charge up to 15% above the allowable amount. * **Telehealth:** North Carolina beneficiaries have access to Doctor on Demand and Telemynd for behavioral health and urgent care, which are typically covered under standard TRICARE cost-shares for the 2026 plan year.

Common questions for North Carolina beneficiaries

**What happens if I am PCSing from a West Region base to Seymour Johnson AFB?** Because you are moving from the West (TriWest) to the East (Humana Military), you must update your address in DEERS and contact Humana Military to transfer your enrollment. Your coverage does not "follow" you automatically across regional lines.

**Does North Carolina Medicaid (NC Medicaid) work with TRICARE?** Yes. TRICARE is always the primary payer and Medicaid is the payer of last resort. If you are eligible for both, you must show both ID cards to your provider.

**How do I get specialty care in Goldsboro?** If you are on TRICARE Prime at Seymour Johnson AFB, you need a referral from your Primary Care Manager (PCM) at the 4th Medical Group. For TRICARE Select, no referral is needed for most specialty services, though prior authorization may be required for certain procedures.

## Sources * TRICARE East Region (Humana Military): [humanamilitary.com](https://www.humanamilitary.com) * Official TRICARE Plan Finder: [tricare.mil/plans](https://www.tricare.mil/plans) * 4th Medical Group - Seymour Johnson AFB: [seymourjohnson.tricare.mil](https://seymourjohnson.tricare.mil) * TRICARE Pharmacy (Express Scripts): [militaryrx.express-scripts.com](https://militaryrx.express-scripts.com)