TRICARE Ohio: Plans, Providers & Wright-Patt FB Guides | TRICARE.com

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## TRICARE in Ohio Ohio is part of the **TRICARE East Region**. Comprehensive health care services for military families in the Buckeye State are managed by **Humana Military**, the regional contractor. While Ohio does not have a large footprint of active-duty bases compared to coastal states, it is home to one of the most critical Air Force installations in the country and a massive population of National Guard and Reserve members.

## Major military installations Ohio’s military presence is anchored by one of the largest installations in the Air Force, supported by several key Reserve and Guard locations:

* **Wright-Patterson Air Force Base (WPAFB):** Located near Dayton (Fairborn). This is the headquarters of the Air Force Materiel Command and the Air Force Research Laboratory. It also houses the **673rd Medical Group (Wright-Patterson Medical Center)**. * **Youngstown Air Reserve Station:** Located in Vienna (near Youngstown). Home to the 910th Airlift Wing. * **Camp Perry:** Located in Port Clinton. A major National Guard training facility on the shores of Lake Erie. * **Rickenbacker Air National Guard Base:** Located in Columbus. Home to the 121st Air Refueling Wing. * **Mansfield Lahm Air National Guard Base:** Located in Mansfield. Home to the 179th Cyberspace Wing.

## Plans available in Ohio TRICARE beneficiaries in Ohio have access to the following plans, depending on their duty status and location:

| Plan | Best For... | Details | | :--- | :--- | :--- | | **TRICARE Prime** | Active Duty & Families near Dayton | Managed care with a primary care manager (PCM). Best used near Wright-Patterson AFB. | | **TRICARE Select** | Flexibility seekers | PPO-style plan allowing you to see any TRICARE-authorized provider without a referral. | | **TRICARE Reserve Select (TRS)** | National Guard/Reserves | Premium-based health plan for qualified Selected Reserve members. | | **TRICARE Retired Reserve** | Retired Guard/Reserves | For retired Reserve members under age 60. | | **TRICARE For Life** | Seniors (65+) | Wraparound coverage for those entitled to Medicare Part A and Part B. | | **TRICARE Young Adult** | Adult children | For unmarried children ages 21–26 who are not otherwise eligible for their own employer-sponsored plan. |

*Note: The **US Family Health Plan (USFHP)** is not currently available in Ohio, as the state is outside the designated USFHP service areas.*

## Finding care in Ohio Beneficiaries can find care through the **Humana Military provider directory**. Because Ohio is in the East Region, you have access to a robust network of civilian providers in major metros like Columbus, Cleveland, and Cincinnati.

* **Wright-Patterson Medical Center:** As a major military treatment facility (MTF), Wright-Patterson offers extensive specialty care. Prime enrollees near Dayton are typically assigned here for primary care. * **Network vs. Non-Network:** Using "Network" providers in cities like Akron or Toledo will result in lower out-of-pocket costs (copays) than using "Non-Network" authorized providers. * **Telehealth:** Humana Military offers a telehealth portal where Ohio residents can see a doctor via video chat for urgent care issues or mental health appointments, often with no referral required for Select and Reserve Select users.

Common questions for Ohio beneficiaries

**I am moving to Wright-Patterson AFB; how do I switch my care?** You must update your address in DEERS and then contact Humana Military to transfer your enrollment to the East Region. If you are on TRICARE Prime, you will be assigned a PCM at the Wright-Patterson Medical Center if you live within a Prime Service Area.

**Does Ohio Medicaid work with TRICARE?** Yes. If you are eligible for both TRICARE and Ohio Medicaid (careline), TRICARE pays first as the primary payer, and Medicaid is the "payer of last resort."

**What if I live in rural Ohio, far from a base?** If you live more than 50 miles (or one hour's drive) from Wright-Patterson AFB, you may be eligible for **TRICARE Prime Remote**, which allows you to receive primary care from a local civilian provider while maintaining Prime benefits.

## Sources * **Humana Military (East Region Contractor):** [humanamilitary.com](https://www.humanamilitary.com/) * **TRICARE.mil Plan Finder:** [tricare.mil/plans](https://tricare.mil/plans) * **Defense Enrollment Eligibility Reporting System (DEERS):** [idco.dmdc.osd.mil/idco/](https://idco.dmdc.osd.mil/idco/) * **Wright-Patterson Medical Center:** [wrightpatterson.tricare.mil](https://wrightpatterson.tricare.mil/)