TRICARE Ohio: Camp Perry & East Region Guide (2026) | TRICARE.com

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## TRICARE in Ohio Ohio is part of the **TRICARE East Region**. Comprehensive health care services for military members and their families in the Buckeye State are managed by **Humana Military**, the regional contractor. While Ohio is home to the major hub of Wright-Patterson Air Force Base, beneficiaries in the northern part of the state, near Camp Perry, often navigate a mix of military and civilian provider networks.

## Major military installations Ohio hosts several critical installations, ranging from massive Air Force hubs to specialized National Guard training sites:

* **Wright-Patterson Air Force Base** (Air Force) – Dayton * **Camp Perry Joint Training Center** (National Guard) – Port Clinton * **Rickenbacker Air National Guard Base** (Air Force) – Columbus * **Youngstown Air Reserve Station** (Air Force) – Vienna * **Defense Supply Center Columbus (DSCC)** (DLA/Multi-branch) – Columbus

## Plans available in Ohio Beneficiaries in Ohio have access to the full suite of TRICARE programs. Note that eligibility for "Prime" often depends on your proximity to a Military Medical Treatment Facility (MTF) like the 88th Medical Group at Wright-Patterson.

| Plan | Best For... | | :--- | :--- | | **TRICARE Prime** | Managed care with lowest out-of-pocket costs; requires a Primary Care Manager (PCM). | | **TRICARE Select** | PPO-style plan offering the most flexibility to see any network provider without a referral. | | **TRICARE Reserve Select** | Qualified Guard/Reserve members and their families (monthly premiums apply). | | **TRICARE Retired Reserve** | Retired Guard/Reserve members under age 60. | | **TRICARE For Life** | Medicare-wraparound coverage for retirees age 65+ with Medicare Parts A & B. | | **TRICARE Young Adult** | Adult children of sponsors who have "aged out" of regular coverage but are under 26. |

*Note: The US Family Health Plan (USFHP) is generally not available in Ohio, as it serves specific coastal and southern regions.*

## Finding care in Ohio: Focus on Camp Perry Camp Perry, located on the shores of Lake Erie near Port Clinton, is a primary training site for the Ohio National Guard. Because Camp Perry does not have a large-scale military hospital (MTF), most beneficiaries in the Clinton/Ottawa County area rely on the **Humana Military East Region Provider Directory** to find civilian network providers.

* **Network vs. Non-Network:** Using a "Network" provider in Port Clinton, Sandusky, or Toledo will result in lower 2026 cost-shares. Non-network providers may charge up to 15% above the TRICARE-allowable amount. * **Telehealth:** Humana Military offers robust telehealth options for Ohio residents, which is particularly useful for members near Camp Perry who may need specialty care located in Cleveland or Columbus. * **Pharmacy:** While there is no major base pharmacy at Camp Perry, beneficiaries can use the **Express Scripts** network at local retail pharmacies or the TRICARE Pharmacy Home Delivery service.

Common questions for Ohio beneficiaries

**Can I get Prime if I live near Camp Perry?** Generally, Camp Perry is not a "Prime Service Area" (PSA) because it lacks a military hospital. Unless you live within an hour's drive of a major installation like Wright-Patterson or a designated PSA hub, you will likely be enrolled in **TRICARE Select** or **TRICARE Prime Remote**.

**How does TRICARE work with Ohio Medicaid?** If you or a family member are eligible for both TRICARE and Ohio Medicaid, TRICARE pays first as the primary payer. Medicaid is always the "payer of last resort."

**What happens if I PCS from Ohio to a West Region state?** If you move from Ohio to a state like California or Colorado (West Region), your contractor will change from Humana Military to **TriWest Healthcare Alliance** (as of 2025/2026). You must update your address in DEERS and contact TriWest to transfer your enrollment.

## Sources * TRICARE East Region - Humana Military: [humanamilitary.com](https://www.humanamilitary.com) * Official TRICARE Plan Finder: [tricare.mil/Plans/PlanFinder](https://tricare.mil/Plans/PlanFinder) * Wright-Patterson 88th Medical Group: [wrightpatterson.tricare.mil](https://wrightpatterson.tricare.mil) * Express Scripts Pharmacy: [militaryrx.express-scripts.com](https://militaryrx.express-scripts.com)