TRICARE South Carolina: Fort Jackson & Regional Guide | TRICARE.com

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## TRICARE in South Carolina South Carolina is located within the **TRICARE East Region**. Comprehensive health care services for military families in the Palmetto State are managed by **Humana Military**, the regional contractor. While some states transitioned contractors recently, South Carolina remains firmly under the Humana Military infrastructure, providing a stable network of civilian providers to supplement military treatment facilities.

## Major military installations South Carolina is home to several critical military hubs, with a heavy concentration of activity in the Midlands and the Lowcountry:

* **Fort Jackson (Army):** Located in Columbia, this is the Army's main Center for Initial Entry Training. * **Joint Base Charleston (Air Force/Navy):** Located in North Charleston and Goose Creek. * **Marine Corps Recruit Depot (MCRD) Parris Island (Marine Corps):** Located near Beaufort. * **Marine Corps Air Station (MCAS) Beaufort (Marine Corps):** Located in Beaufort. * **Shaw Air Force Base (Air Force):** Located in Sumter, home to the 20th Fighter Wing.

## Plans available in South Carolina Beneficiaries in South Carolina have access to the full suite of TRICARE programs. Availability often depends on your distance from a military base like Fort Jackson or Shaw AFB.

| Plan | Best For | South Carolina Availability | | :--- | :--- | :--- | | **TRICARE Prime** | Active Duty & families near bases | Available statewide; required for ADSMs. | | **TRICARE Select** | Flexibility with civilian doctors | Available statewide; no referrals needed. | | **TRICARE Reserve Select (TRS)** | National Guard and Reserve members | Available statewide for qualified members. | | **TRICARE Retired Reserve (TRR)** | Retired Guard/Reserve under age 60 | Available statewide. | | **TRICARE For Life (TFL)** | Retirees with Medicare Part A & B | Available statewide; acts as secondary payer. | | **TRICARE Young Adult** | Adult children age 21–26 | Available in Prime or Select formats. |

*Note: There is currently no US Family Health Plan (USFHP) designated provider for the state of South Carolina.*

## Finding care in South Carolina If you are stationed at **Fort Jackson**, your primary care will likely be managed through **Moncrief Army Health Clinic**. However, if you are using TRICARE Select or are a Prime enrollee referred to the civilian network, you must use the Humana Military provider directory to locate network doctors in Columbia, Charleston, or Greenville.

* **Network vs. Non-Network:** Using "Network" providers in South Carolina (those contracted with Humana Military) results in lower out-of-pocket costs and no need to file your own claims. * **Telehealth:** Humana Military offers robust telehealth options for South Carolina residents, allowing beneficiaries to connect with doctors or mental health professionals via secure video conferencing—this is particularly useful for those living in more rural areas of the state.

Common questions for South Carolina beneficiaries

**What happens if I am PCSing to Fort Jackson?** You should not disenroll from your current region until you arrive at Fort Jackson. Once you have arrived and updated your address in DEERS, contact Humana Military to transfer your enrollment to the East Region. Most Prime beneficiaries will be assigned to Moncrief Army Health Clinic for primary care.

**Can I use TRICARE at MUSC in Charleston?** The Medical University of South Carolina (MUSC) is a major provider in the state. While many MUSC providers participate in the TRICARE network, always verify your specific specialist’s status on the Humana Military website before scheduling to avoid "Point of Service" charges.

**Are there specific TRICARE rules for the South Carolina National Guard?** Members of the SC National Guard qualify for TRICARE Reserve Select (TRS) unless they are eligible for the Federal Employees Health Benefits (FEHB) program. TRS offers the same coverage regardless of where you live in the state, from Upstate to the coast.

## Sources 1. [TRICARE East Region - Humana Military](https://www.humanamilitary.com/) 2. [Moncrief Army Health Clinic (Fort Jackson)](https://moncrief.tricare.mil/) 3. [TRICARE.mil Plan Finder](https://tricare.mil/Plans/PlanFinder) 4. [Defense Health Agency - Network Provider Directory](https://www.tricare.mil/NetworkProviders)