TRICARE Vermont: Plans, Contractors, and Providers | TRICARE.com

TRICARE in Vermont

Vermont is located in the **TRICARE East Region**. Comprehensive health care benefits for Vermont service members and their families are managed by **Humana Military**, the regional contractor for the East. Because Vermont has a high concentration of National Guard members and limited active-duty installations, most beneficiaries in the state utilize the TRICARE Select or TRICARE Reserve Select (TRS) plans.

*Note: TRICARE.com is an independent reference site and is not part of the official TRICARE program or the Department of Defense. For official policy and enrollment, visit TRICARE.mil.*

## Major military installations in Vermont While Vermont does not host a large active-duty "mega-base," it is home to several critical National Guard and training sites:

* **Vermont Air National Guard (158th Fighter Wing):** Located at Burlington Air National Guard Base in South Burlington. * **Ethan Allen Firing Range:** Located in Jericho (Vermont Army National Guard). * **Camp Johnson:** Located in Colchester, serving as the headquarters for the Vermont National Guard. * **Army Mountain Warfare School:** Located in Jericho, providing specialized training for all branches.

## Plans available in Vermont Beneficiaries in Vermont have access to several plan types depending on their duty status and location:

| Plan Name | Eligibility Group | Delivery Style | | :--- | :--- | :--- | | **TRICARE Prime** | Active Duty, Family Members | Managed care; primarily available near the Burlington/Colchester area. | | **TRICARE Select** | Active Duty Families, Retirees | PPO-style; use any TRICARE-authorized provider. | | **TRICARE Reserve Select (TRS)** | Selected Reserve Members | Premium-based plan for Guard/Reserve members. | | **TRICARE Retired Reserve** | Retired Reserve under age 60 | Premium-based coverage for "Gray Area" retirees. | | **TRICARE For Life** | Medicare-eligible retirees | Wraparound coverage for those with Medicare Part A & B. | | **TRICARE Young Adult** | Adult children age 21–26 | Available in Prime or Select formats. |

*Note: The **US Family Health Plan (USFHP)** is not currently available in Vermont, as the state falls outside the designated service areas for USFHP designated providers.*

## Finding care in Vermont Since many Vermont beneficiaries are geographically distant from military hospitals or clinics (MTFs), most care is sought through civilian network providers.

* **Provider Directory:** Use the Humana Military East Region provider search tool to find doctors, specialists, and hospitals in cities like Burlington, Rutland, and Montpelier. * **Network vs. Non-Network:** In Vermont, choosing a "Network" provider will result in lower out-of-pocket costs and no requirement to file your own claims. "Non-Network" providers may charge up to 15% above the TRICARE allowable charge. * **Telehealth:** Humana Military offers robust telehealth options through Doctor On Demand and other approved platforms, which is especially useful for beneficiaries in rural areas of the Northeast Kingdom or Southern Vermont. * **Pharmacy:** Prescriptions can be filled at the small clinic at Camp Johnson (limited formulary), via Express Scripts Home Delivery, or at retail network pharmacies like CVS or Walgreens.

Common questions for Vermont beneficiaries

**How does TRICARE work with Green Mountain Care (Vermont Medicaid)?** TRICARE is always the primary payer to Medicaid. If you are eligible for both, TRICARE pays first and Medicaid acts as the payer of last resort. This most often applies to families of National Guard members with specific income qualifications.

**I am a National Guard member on Title 32 orders; which plan do I use?** When you are activated on federal orders for more than 30 consecutive days, you and your family become eligible for active-duty benefits (Prime or Select). Once those orders end, you typically transition back to TRICARE Reserve Select (TRS) or utilize TAMP (Transitional Assistance Management Program) if eligible.

**Is there a Military Treatment Facility (MTF) in Vermont?** There are no full-scale military hospitals in Vermont. The 158th Medical Group at Burlington ANGB and the clinic at Camp Johnson provide readiness services for service members, but most family members and retirees must use civilian providers in the TRICARE network.

## Sources * [TRICARE East Region - Humana Military](https://www.humanamilitary.com/) * [TRICARE.mil Plan Finder](https://www.tricare.mil/Plans/PlanFinder) * [Vermont National Guard Official Site](https://vt.public.ng.mil/) * [Express Scripts Pharmacy Benefits](https://militaryrx.express-scripts.com/)