TRICARE Virginia: Plans, Providers, and East Region Info | TRICARE.com

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## TRICARE in Virginia Virginia is located entirely within the **TRICARE East Region**. All TRICARE services in the Commonwealth are managed by the regional contractor, **Humana Military**. Because Virginia has one of the highest concentrations of service members and veterans in the country, the state features a robust network of military hospitals and private providers working within the Humana Military network.

## Major military installations Virginia is home to significant military hubs across all branches, which serve as the primary "Military Treatment Facilities" (MTFs) for Prime enrollees:

* **Naval Station Norfolk** (Navy) – Norfolk * **Joint Base Langley-Eustis** (Air Force/Army) – Hampton and Newport News * **Fort Gregg-Adams** (formerly Fort Lee) (Army) – Petersburg * **Marine Corps Base Quantico** (Marines) – Quantico * **Fort Belvoir** (Army) – Fairfax County * **Joint Base Myer-Henderson Hall** (Army/Marines) – Arlington * **Naval Air Station Oceana** (Navy) – Virginia Beach * **Dam Neck Annex** (Navy) – Virginia Beach

## Plans available in Virginia Residents of Virginia have access to the full suite of TRICARE programs. Enrollment usually depends on your beneficiary status and location relative to a base.

| Plan | Best For... | | :--- | :--- | | **TRICARE Prime** | Active duty and retirees living near a military base (Prime Service Area). Low out-of-pocket costs. | | **TRICARE Select** | Those who want to choose their own doctors and don't mind paying deductibles and cost-shares. | | **TRICARE Reserve Select (TRS)** | Qualified Selected Reserve members and their families. | | **TRICARE For Life (TFL)** | Dual-eligible retirees (TRICARE and Medicare Part A & B). Acts as secondary payer to Medicare. | | **TRICARE Young Adult** | Adult children (ages 21–26) who are not eligible for their own employer plans. | | **US Family Health Plan (USFHP)** | Available in parts of Northern Virginia through the Johns Hopkins US Family Health Plan network. |

## Finding care in Virginia Because Virginia is in the East Region, you must use the **Humana Military Provider Directory** to locate network doctors, specialists, and urgent care centers.

* **Network vs. Non-Network:** In high-density areas like Northern Virginia (NoVa) and Hampton Roads, most major hospital systems (such as Inova, Sentara, and Riverside) participate in the TRICARE network. Using a "Non-Network" provider will result in significantly higher out-of-pocket costs on TRICARE Select and is generally not permitted on TRICARE Prime without a referral. * **The US Family Health Plan (USFHP):** If you live in a qualifying ZIP code in Northern Virginia, you can choose to receive your care through the Johns Hopkins US Family Health Plan. This is a Prime option where you receive all care through private doctors in the Hopkins network rather than at a military base. * **Telehealth:** Humana Military offers virtual visit options through Doctor On Demand and other network providers, which is especially useful for beneficiaries in rural parts of Central or Southwest Virginia.

Common questions for Virginia beneficiaries

**I am PCSing to Virginia (Norfolk or Northern VA). When should I switch my enrollment?** You should wait until you have actually arrived at your new address. Once relocated, you can update your address in DEERS and then use the Humana Military "Enroll or Purchase a Plan" tool to transfer your TRICARE Prime enrollment to a Virginia-based PCM.

**Does TRICARE work with Virginia Medicaid (FAMIS)?** Yes. If a beneficiary is eligible for both TRICARE and Virginia Medicaid, TRICARE pays first. Medicaid is always the "payer of last resort."

**Can I use the pharmacies at the military bases if I have TRICARE Select?** Yes. All TRICARE beneficiaries can fill prescriptions at no cost at MTF pharmacies like those at Fort Belvoir or Naval Medical Center Portsmouth, regardless of which TRICARE plan they use, provided the medication is on the facility's formulary.

## Sources 1. Humana Military East Region: [humanamilitary.com](https://www.humanamilitary.com/) 2. TRICARE East Region Information: [tricare.mil/East](https://www.tricare.mil/East) 3. Johns Hopkins US Family Health Plan (Virginia coverage): [hopkinsusfhp.org](https://www.hopkinsusfhp.org/) 4. Express Scripts Pharmacy Benefits: [militaryrx.express-scripts.com](https://militaryrx.express-scripts.com/)