TRICARE West Virginia: Plans, Providers & Regional Info | TRICARE.com

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## TRICARE in West Virginia West Virginia is part of the **TRICARE East Region**. Comprehensive health care coverage for military members and their families in the Mountain State is managed by the regional contractor, **Humana Military**. While West Virginia does not host a large active-duty "megabase," beneficiaries are supported by an extensive network of civilian providers and National Guard facilities across the state.

## Major military installations West Virginia is home to several critical National Guard and Coast Guard facilities that support a large population of Reserve Component members and retirees.

* **Yeager Air National Guard Base (130th Airlift Wing):** Air National Guard – Charleston * **Shepherd Field Air National Guard Base (167th Airlift Wing):** Air National Guard – Martinsburg * **Camp Dawson:** Army National Guard – Kingwood * **U.S. Coast Guard Operations Systems Center:** Coast Guard – Kearneysville * **U.S. Coast Guard National Vessel Documentation Center:** Coast Guard – Falling Waters

## Plans available in West Virginia Residents of West Virginia have access to most standard TRICARE programs. Availability may depend on your distance from a military clinic or "Prime Service Area" (PSA).

| Plan | Eligibility | Notes | | :--- | :--- | :--- | | **TRICARE Prime** | Active Duty, Retirees | Managed care with a Primary Care Manager (PCM); mainly available in PSAs. | | **TRICARE Select** | Active Duty Families, Retirees | PPO-style plan; allows you to see any network provider without a referral. | | **TRICARE Reserve Select (TRS)** | Qualified Selected Reservists | Premium-based coverage for West Virginia National Guard members. | | **TRICARE Retired Reserve (TRR)** | Retired Reserve members | For "gray area" retirees under age 60. | | **TRICARE For Life (TFL)** | Medicare-eligible retirees | Wraparound coverage for those with Medicare Part A and B. | | **TRICARE Young Adult** | Qualified adult children | For children up to age 26 who are not otherwise eligible for their own employer insurance. |

*Note: The US Family Health Plan (USFHP) is generally NOT available in West Virginia as it is outside the designated service areas for those specific non-profit healthcare systems.*

## Finding care in West Virginia Because West Virginia is a rural state, most beneficiaries receive care through the **Humana Military civilian provider network**.

* **Provider Directory:** Use the Humana Military East Region provider search tool to locate doctors in cities like Morgantown, Huntington, and Charleston. * **Network vs. Non-Network:** Using a "Network" provider will result in lower out-of-pocket costs and no requirement to file your own claims. * **Telehealth:** TRICARE covers many telehealth services in West Virginia, which is particularly useful for residents in the Appalachian highlands where specialists may be several hours away. Services include office visits, telemental health, and certain diagnostic consultations. * **Pharmacy:** Most prescriptions are filled via **Express Scripts** Home Delivery or at retail network pharmacies like CVS, Walgreens, or local West Virginia grocers.

Common questions for West Virginia beneficiaries

**Are there military hospitals (MTFs) in West Virginia?** No, there are no full-scale military hospitals located within West Virginia. Most beneficiaries utilize civilian network providers or travel to nearby out-of-state facilities, such as Walter Reed National Military Medical Center (Bethesda, MD) or Fort Belvoir (VA), for specialized military-side care.

**I am a West Virginia National Guard member; can I use TRICARE?** Yes. If you are in the Selected Reserve, you are likely eligible for TRICARE Reserve Select (TRS). If you are called to active duty for more than 30 consecutive days, you and your family transition to active-duty benefits (Prime or Select) for the duration of your orders.

**Does West Virginia Medicaid work with TRICARE?** Yes. TRICARE is always the primary payer to Medicaid. If you are eligible for both, TRICARE pays first, and West Virginia Mountain Health Trust (Medicaid) acts as the payer of last resort.

## Sources 1. Humana Military East Region: [https://www.humanamilitary.com/](https://www.humanamilitary.com/) 2. TRICARE East Regions Map & Info: [https://www.tricare.mil/About/Regions](https://www.tricare.mil/About/Regions) 3. West Virginia National Guard Benefits: [https://www.wv.ng.mil/](https://www.wv.ng.mil/) 4. TRICARE Provider Directory: [https://www.tricare.mil/findaprovider](https://www.tricare.mil/findaprovider)