TRICARE Wisconsin: Truax Field & East Region Guide | TRICARE.com

*Disclaimer: TRICARE.com is an independent reference site and is not the official TRICARE program or part of the Department of Defense. For official policy and enrollment, visit TRICARE.mil.*

## TRICARE in Wisconsin Wisconsin is part of the **TRICARE East Region**. Since January 1, 2025, the regional contractor providing administrative services and managing the provider network is **Humana Military**. Beneficiaries in Wisconsin, particularly those near Truax Field, have access to a robust network of civilian providers that supplement the services provided by military medical units.

## Major military installations While Wisconsin does not have a large active-duty "mega-base," it hosts several critical National Guard and Reserve installations that serve as hubs for TRICARE beneficiaries:

* **Truax Field Air National Guard Base (ANGB):** Home to the 115th Fighter Wing; Madison. * **Fort McCoy:** A major U.S. Army training center; Sparta/Tomah. * **General Mitchell Air National Guard Base:** Home to the 128th Air Refueling Wing; Milwaukee. * **Volk Field Air National Guard Base:** A Combat Readiness Training Center (CRTC); Camp Douglas.

## Plans available in Wisconsin Depending on your military status (Active Duty, National Guard/Reserve, or Retiree), the following plans are available for 2026:

| Plan | Best For | Typical Costs (2026) | | :--- | :--- | :--- | | **TRICARE Prime** | Active Duty & families near Madison/Milwaukee | $0 out-of-pocket for ADSMs; varies for others. | | **TRICARE Select** | Those wanting to choose any network provider | Deductibles and share-of-cost apply. | | **TRICARE Reserve Select (TRS)** | Qualified Drill-status National Guard members | Monthly premiums apply; check TRICARE.mil for 2026 rates. | | **TRICARE Retired Reserve** | Retired Guard/Reserve under age 60 | Higher monthly premiums than TRS. | | **TRICARE For Life** | Retirees with Medicare Part A & B | Wraparound coverage for Medicare. | | **TRICARE Young Adult** | Adult children age 21–26 | Available in Prime or Select formats. |

*Note: The US Family Health Plan (USFHP) is not currently available in Wisconsin.*

## Finding care in Wisconsin Because Wisconsin lacks a full-scale Military Treatment Facility (MTF) with a complete hospital (like a Walter Reed or Fort Campbell), most beneficiaries utilize the civilian network.

1. **Provider Directory:** Use the **Humana Military East Region Provider Search** to find "network" providers. Using network providers ensures lower out-of-pocket costs and simplified billing. 2. **Truax Field Beneficiaries:** Members of the 115th Fighter Wing at Truax Field typically coordinate military medical readiness through the 115th Medical Group, but receive day-to-day healthcare through civilian providers in the Madison area (e.g., UW Health or UnityPoint Health - Meriter). 3. **Telehealth:** Humana Military offers robust telehealth options. In 2026, many primary care and urgent care visits can be conducted via video, though copays apply for TRICARE Select and Retiree plans.

Common questions for Wisconsin beneficiaries

**I am a National Guard member at Truax Field; which plan do I use?** If you are on drill status (Part-Time), you likely qualify for **TRICARE Reserve Select (TRS)**. If you are activated for more than 30 consecutive days, you and your family transition to TRICARE Prime (or Select) for the duration of your active-duty orders.

**Is there a Military Treatment Facility at Fort McCoy?** Fort McCoy has a clinic (Lyster or similar occupational health/readiness clinics), but it is primarily for training support and readiness. Most family members and retirees in the Sparta area use civilian providers via TRICARE Select or Prime Remote.

**How does TRICARE interact with ForwardHealth (Wisconsin Medicaid)?** By law, TRICARE is the primary payer and Medicaid is the payer of last resort. If you have both, your providers must bill TRICARE first.

## Sources * **Humana Military (TRICARE East):** [humanamilitary.com](https://www.humanamilitary.com/) * **TRICARE.mil Plan Finder:** [tricare.mil/plans](https://www.tricare.mil/plans) * **115th Fighter Wing (Truax Field):** [115fw.ang.af.mil](https://www.115fw.ang.af.mil/) * **Defense Health Agency:** [health.mil](https://health.mil)