Terms of Use | TRICARE.com Independent Reference | TRICARE.com

## Summary These Terms govern your use of TRICARE.com, an independent educational resource. We are not affiliated with the U.S. government or the Department of Defense; our goal is to provide clear, accessible information about the TRICARE program. By using this site, you agree to our disclaimers regarding the nature of our information and our privacy practices.

## Full text *Last updated: April 2026*

### 1. Acceptance of Terms By accessing TRICARE.com, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

### 2. Not the Official Government Site TRICARE.com is an independent reference website owned and operated by a private entity. **We are not the official TRICARE program, the Defense Health Agency (DHA), or the Department of Defense (DoD).** For official policy, enrollment, or claims, you should always visit the government’s official site at **TRICARE.mil**.

### 3. No Professional Advice The content on TRICARE.com is provided for general informational purposes only. It is not medical, legal, financial, or professional insurance advice. - **Medical:** Always seek the advice of a qualified health provider for medical concerns. - **Financial/Legal:** TRICARE policies, including 2026 rates and catastrophic caps, are subject to change by the government. Always verify costs with official contractors (Humana Military or TriWest).

### 4. Permitted Use and Intellectual Property You are granted a limited, non-exclusive license to use this site for personal, non-commercial educational purposes. The "TRICARE" name is a registered trademark of the Department of Defense. Use of the name on this site is for identification and educational purposes under nominative fair use. Our original editorial content, graphics, and layout are protected by copyright law and may not be reproduced without written permission.

### 5. Privacy Policy We value your privacy and aim to be transparent about data collection: - **Data Collected:** We collect anonymous usage data (IP addresses, browser types) via analytics. If you use a contact form, we collect the name and email you provide. - **Third-Party Processors:** We use industry-standard tools including **Cloudflare** (for security/CDN) and **Supabase** (for infrastructure). These providers process data according to their own privacy standards. - **Cookies:** We use essential cookies to keep the site functional and analytical cookies to understand how visitors use the site. You can manage cookie settings in your browser. - **Data Retention:** We retain contact form submissions only as long as necessary to resolve your inquiry. - **Children's Privacy:** This site is intended for adult military service members and their families. We do not knowingly collect data from children under 13, in compliance with COPPA.

### 6. Disclaimer of Warranties TRICARE.com is provided "as is." While we strive for 100% accuracy, TRICARE regulations are complex and change frequently. We make no warranties, expressed or implied, regarding the accuracy, reliability, or completeness of information, including 2026 enrollment fees or regional contractor updates.

### 7. Limitation of Liability In no event shall TRICARE.com or its owners be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this site, even if notified of the possibility of such damage.

### 8. Editorial Independence and Disclosure Our editorial team operates independently. We do not receive direct funding from the DoD or TRICARE contractors. If we provide links to outside services where a referral fee might be earned, those links will be clearly disclosed. We do not sell "leads" to insurance companies.

### 9. Accessibility Statement We strive to meet WCAG 2.1 AA standards to ensure our information is accessible to all members of the military community, including those with disabilities. If you encounter any barriers on our site, please contact us so we can investigate the issue.

### 10. Governing Law Any claim relating to TRICARE.com shall be governed by the laws of the state of our business registration, without regard to its conflict of law provisions.

### 11. Changes to Terms We reserve the right to revise these terms at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms of Use.

## Contact If you have questions about these Terms, our privacy practices, or if you need to report a technical issue, please contact us at **hello@tricare.com**.